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Quit the job after mortgage approval
Comments
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Just incredible. You are trying to trick a company into lending you hundreds of thousands of pounds. Do you realise how bad this is?0
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So the OP goes back to her employer and says something like
"sorry I need to withdraw my resignation because of my mortgage but will resign again once my mortgage has gone through".
If the OP is not honest with the employer then it is just adding more lies on top.0 -
OP - you haven't answered the question are you using a broker.
You haven't said if it is likely that your husband would pass affordability on his income alone. Post some figures on here so people can comment eg purchase price, LTV, salaries etc
Remember also that he employer is not obligated to agree to retraction of your notice.0 -
You need to tell the broker/advisor so they can tell you if you still meet mortgage affordability, if not you will either need to withdraw your resignation or get another job. If the mortgage really is affordable on just your husbands wages then chances are the mortgage company will think so too.0
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So the OP goes back to her employer and says something like
"sorry I need to withdraw my resignation because of my mortgage but will resign again once my mortgage has gone through".
If the OP is not honest with the employer then it is just adding more lies on top.
It is, although lying to her employer has the advantage of not being fraud...."You did not pull yourself up by your bootstraps. You were lucky enough to come of age at a time when housing was cheap, welfare was generous, and inflation was high enough to wipe out any debts you acquired. I’m pleased for you, but please stop being so unbearably smug about it."0
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