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Do I need to declare car theft on insurance renewal?

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  • facade
    facade Posts: 8,097 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    RS2000. wrote: »
    Which is the same as the ops theft if mobility made the claim.

    But my point is, would you lend me a third car?

    Most likely you wouldn't, because you knew what happened to the first two, even though it was nothing to do with me, I suffered no loss, wasn't driving and made no claim. (and therefore don't need to mention this to anyone else ever, which I'm hardly lkely to when I ask someone else if I can borrow their car :D)

    So my insurers should be informed by me, as to not do so would be withholding a fact that I know they would use in their assessment of the level of risk that I represent.
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
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