Paying by credit card when company doesn't take CC

smitchy73

I want to use a company to install something in my house, and I want to pay by CC, but the company doesn't accept them for payments, is there a way other than going to another company to do this, I've thought of Paypal to ourselves, but this is subject to a 3.4% fee + 20p!!

Any help or advice greatly appreciated.

chanz4

you have named your only options already

grumbler

Why do you want to pay by a CC?

A recent thread, still on the first page of the board:
Paying with credit card but merchant has no CC processing facilities. Any other way?

YorkshireBoy

Is your desire to use a credit card borne out of necessity (ie no savings) or security (ie 'protection' in case something goes wrong)?

If the former, then apply for a money transfer card from the likes of MBNA. If the latter, then you're snookered!

smitchy73

grumbler wrote: »

Why do you want to pay by a CC?

A recent thread, still on the first page of the board:
Paying with credit card but merchant has no CC processing facilities. Any other way?

Thanks for the link, yes it is mostly for that added protection of S75, but wouldn't get that with a transfer in Paypal.

smitchy73

YorkshireBoy wrote: »

Is your desire to use a credit card borne out of necessity (ie no savings) or security (ie 'protection' in case something goes wrong)?

If the former, then apply for a money transfer card from the likes of MBNA. If the latter, then you're snookered!

Yeah it was the protection more than anything, so back to the drawing board and the phone book lol

Tixy

In terms of the section 75 protection - presumably the company doesn't offer any form of finance / interest free credit etc?

If they did then that should also be classed as a 3 way agreement and give you the additional purchase protection. And if they charge interest you could always repay after a month or so to minimise it and would keep the protection.