We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
non fault accident and renewal
keithw44
Posts: 6 Forumite
If you have a non fault accident where the car is written off, can you expect the cost of insurance on a replacement car to go up because of the non fault accident.
0
Comments
-
Yes; unless your insurance can claim back all losses and expenses from the other side's insurance company.0
-
Our car was written after it ended upside down in a ditch after skidding on a snowy road. No other car involved so entirely our fault.
We replaced the car with the same car and but younger model.
The new car was covered on the existing policy until the end of the policy year.
Our renewal premium was £30 less than the previous year's premium.0 -
Our car was written after it ended upside down in a ditch after skidding on a snowy road. No other car involved so entirely our fault.
We replaced the car with the same car and but younger model.
The new car was covered on the existing policy until the end of the policy year.
Our renewal premium was £30 less than the previous year's premium.
How is this a non fault claim - you have said it was your fault?0 -
jonesMUFCforever wrote: »How is this a non fault claim - you have said it was your fault?
That poster isn't the OP.
That poser hasn't said that was a non fault claim.All your base are belong to us.0 -
The at fault driver has admitted liability to my insurer, so can I assume my future premiums won't go up?0
-
Our car was written after it ended upside down in a ditch after skidding on a snowy road. No other car involved so entirely our fault.
We replaced the car with the same car and but younger model.
The new car was covered on the existing policy until the end of the policy year.
Our renewal premium was £30 less than the previous year's premium.
Thats the kind of insurer I'm looking for, who is it?0 -
Not necessarily. Having any claim in your history usually means a higher premium.The at fault driver has admitted liability to my insurer, so can I assume my future premiums won't go up?
Do dummy quotes with and without this claim in your history to see what difference it makes to your premiums.0 -
I was "lucky" to be hit by someone who was insured with the same company as me , the insurer closed my claim and put everything through hers .My renewal did go up slightly but only by what I would have expected anyway.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.9K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards