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what does payment come off of

Hi all, sorry if this is a daft question, I got a Lloyd's avios card recently as I was going abroad and as there is no foreign transaction fee thought I could collect points, I stupidly had to withdraw money on it on one occasion. Now the card is 0% on purchases but has a high rate for withdrawals, when I pay the bill how do they decide what it comes off of?
Many thanks,

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