I could cry.

*Kat*

Experian removed two defaults from my account in the past 4 years. I've just looked on Equifax and they are still there.

I am applying for a mortgage next week for my new home. What can I do?

I thought they'd just not be on Equifax if they had been removed from Experian.

Will Equifax do anything, or am I going to have to go through the whole process again

fermi

Why were they removed from Experian? What process?

*Kat*

Both were identity errors.

From what I remember the first one was removed when Experian tried to contact the company and they had no response.

The 2nd was a contract taken out in my name after I moved out of the property so Experian removed it

fermi

OK, so if it had been on Experian wrongly then was likely to be the same on Equifax.

If Experian removed them their end, rather than the companies doing it, then that is not going to do anything to wrong entries on your Equifax report.

You will need to dispute with Equifax and/or the companies reporting.

You should probably check your callcredit/noddle report as well to see what is on there.

[Deleted User]

You'll need to contact Experian. They are a separate company from Experian.

In the meantime, you may want to explain to your broker about the issue in case he is able to place your mortgage with a lender who only searches Experian.

*Kat*

I'm applying for a mortgage with Halifax, but it looks like they check with Equifax

Seems there's a few that don't check Equifax though, like Santander? Oh God, I'm so sad and scared right now.