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P60?

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  • audigex
    audigex Posts: 557 Forumite
    amnblog - what do you do if people are in a hurry and it's April?

    My lender asked for "My most recent P60" - if I haven't received this years, doesn't that means last years?

    Surely you don't hold up the entire process by nearly 2 months if I wish to apply on April 6th and get told I'll receive my payslip on June 2nd with my May payslip?
    "You did not pull yourself up by your bootstraps. You were lucky enough to come of age at a time when housing was cheap, welfare was generous, and inflation was high enough to wipe out any debts you acquired. I’m pleased for you, but please stop being so unbearably smug about it."
  • amnblog
    amnblog Posts: 12,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You use the previous year's P60.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Jon_B_2
    Jon_B_2 Posts: 832 Forumite
    500 Posts
    amnblog wrote: »
    You use the previous year's P60.
    But that's ludicrous. What if circumstances have changed significantly in the past year?
  • amnblog
    amnblog Posts: 12,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Even lenders do not ask for p60s that are not yet due!
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • anamenottaken
    anamenottaken Posts: 4,198 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    audigex wrote: »
    . . . I'll receive my payslip on June 2nd with my May payslip?

    So, it seems to me, your employer is not meeting the HMRC deadline for supplying the P60.

    When are you actually paid in May? Payslips should be issued on or before the time the funds are paid.
  • audigex
    audigex Posts: 557 Forumite
    Good point, I was just assuming I got the payslip a couple of days after being paid on the last day of May. Bump it back to May 31st, though, and it still means the P60 isn't available in April or May to provide to the lender
    "You did not pull yourself up by your bootstraps. You were lucky enough to come of age at a time when housing was cheap, welfare was generous, and inflation was high enough to wipe out any debts you acquired. I’m pleased for you, but please stop being so unbearably smug about it."
  • nickyrannoch
    nickyrannoch Posts: 9 Forumite
    Ninth Anniversary First Post Combo Breaker
    Hi

    In a related topic both myself and my partner do not get a separate p60 but have been told our March payslip is our p60. Mine is no problem as it states on my March payslip that it is also p60.

    My partners doesnt and has been told by payroll that is just how they do it. She works for NHS. Does this sound right or should she go back to payroll. Mortgage broker is saying that the lender wont accept her March payslip as a p60.

    Thanks
  • amnblog
    amnblog Posts: 12,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    nickyrannoch wrote: »
    Hi

    In a related topic both myself and my partner do not get a separate p60 but have been told our March payslip is our p60. Mine is no problem as it states on my March payslip that it is also p60.

    My partners doesnt and has been told by payroll that is just how they do it. She works for NHS. Does this sound right or should she go back to payroll. Mortgage broker is saying that the lender wont accept her March payslip as a p60.

    Thanks

    All employers have to provide P60s annually.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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