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Coach House

Aimez
Aimez Posts: 37 Forumite
Part of the Furniture 10 Posts Combo Breaker
edited 26 April 2015 at 2:16PM in Insurance & life assurance
Anyone share who they have buildings and contents insurance with for a coach house please? I cannot use any comparisons website as none have the option for coach house Direct Line and Endsleigh refuse to insure it. Avivia have come back with £150 and Axa are £240!
I have a couple more call to make but be nice to know who doesn't instead of wasting time as I am a first time buyer with enough to sort out right now adn need every penny as I have no furniture!
T be clear is almost like an end terrace you drive under the kitchen diner and has my garage underneath and a neighbours and I am free holder they are leaseholders. Going to post else where about charges for this as I have no clue what I entitled to from them
I have done a search and most people never seem to come back with their results on here sadly.

I also have another thread as I have no clue what i entitled to ask for rent or contribution towards buildings (or contents??) insurance.

Comments

  • sheramber
    sheramber Posts: 24,092 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Have you seen this?

    https://boughtbymany.com/offers/coach-house-insurance/

    I have no experince of them but a friend is happy with pet insurance arranged through them, which was cheaper than buying direct from the same company.
  • Aimez
    Aimez Posts: 37 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Yes it directs you to Avanti insurance home protect with no option for coach house lol boat house but no coach house. But I plan to call them on Monday with a few others who were closed today. I have a modified car and use brokers, this is the same game clearly. I have called one broker already today who was no good as they bolt on the added extras on, alot of which I do not need as covered with my bank.
    Thanks for your link as I will try tomorrow.
  • Aimez
    Aimez Posts: 37 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    okay I went with legal and general in the end still cost alot I hope it goes down next year when I get NCB or is it like a car and takes about 5 years to make any difference?
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Aimez wrote: »
    okay I went with legal and general in the end still cost alot I hope it goes down next year when I get NCB or is it like a car and takes about 5 years to make any difference?

    Does the policy allow for NCB?

    ps It's the 1st year NCB in car insurance that makes the biggest difference.
  • Aimez
    Aimez Posts: 37 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    DUNNO THEY ASKED LIKE ALL THE COMPANIES DID ASSUME I AM RISKIER BECAUSE I HAVE NEVER HAD HOME INSURANCE SO ASSUME I HAVE NI COMMON SENSE LOL?! sorry caps lock literally moving still pc is on its last legs have to type quickly!
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