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Taxing a Used Car

2

Comments

  • Inner_Zone
    Inner_Zone Posts: 2,856 Forumite
    Part of the Furniture Combo Breaker
    edited 26 April 2015 at 6:45PM
    RTNI wrote: »
    So no matter what time of the day I collect the car I will have to drive it to a post office without tax!

    Unless I am reading this wrong?

    No you walk, take a bus etc, tax the car then drive it.
  • Inner_Zone
    Inner_Zone Posts: 2,856 Forumite
    Part of the Furniture Combo Breaker
    D.A. wrote: »
    So, presumably if I was buying a car on the mainland, I would go to a Post Office over there with my insurance certificate and they would be able to tax it, correct?

    Seems like yet another area where residents of NI get shafted...

    No, insurance certificate is no longer required at the PO. They will tax it with the V5 new keeper section and payment no other paperwork required to be produced.
  • Old_Git
    Old_Git Posts: 4,751 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Cashback Cashier
    Inner_Zone wrote: »
    No, insurance certificate is no longer required at the PO. They will tax it with the V5 new keeper section and payment no other paperwork required to be produced.

    so how do the post office know you have insurance if you have no insurance cert.
    "Do not regret growing older, it's a privilege denied to many"
  • Inner_Zone
    Inner_Zone Posts: 2,856 Forumite
    Part of the Furniture Combo Breaker
    Old_Git wrote: »
    so how do the post office know you have insurance if you have no insurance cert.

    Either they check online automatically or they don't check. I don't work for them so you need to ask them. At the end of the day if the PO taxes the car and there is no insurance the DVLA will no doubt let the registered keeper know. I taxed my new to me car at a local PO to the seller and was told the insurance certificate was not needed and was actually refused by the PO staff member.
  • RTNI
    RTNI Posts: 817 Forumite
    Inner_Zone wrote: »
    No, insurance certificate is no longer required at the PO. They will tax it with the V5 new keeper section and payment no other paperwork required to be produced.

    This doesn't seem to be the case in Northern Ireland. Proof of insurance is required here for taxing at the post office (or at least this is what I have been told)
    Regards, Robin.
    2011 MFW # 34
    Mortgage starting balance at Sept 09 - £127,224 on 30 year term. Currently balance approx £116,945 (Updated Jan '12)
    Estimated MFD - [STRIKE]Sept 2039[/STRIKE]
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  • RTNI
    RTNI Posts: 817 Forumite
    motorguy wrote: »
    This isnt the "big issue" you might think.

    Drive it to the post office (or as soon as you possibly can) and get it taxed for the correct period.

    Where people fall foul is when they buy a car today, 25th Apr, then drive about until 1st May then tax it from the start of the month, not realising they were picked up on a camera on 26th Apr.

    Thanks Paul,

    I'll drop in to the post office mid morning on Friday on the way home from work to get it taxed.
    Regards, Robin.
    2011 MFW # 34
    Mortgage starting balance at Sept 09 - £127,224 on 30 year term. Currently balance approx £116,945 (Updated Jan '12)
    Estimated MFD - [STRIKE]Sept 2039[/STRIKE]
    , April 2031 (in progress!)
  • cliffsgirl
    cliffsgirl Posts: 369 Forumite
    Part of the Furniture 100 Posts
    I bought a new car Friday. Taxed it at the post office I needed the insurance certificate and mot certificate.
  • snowmen
    snowmen Posts: 663 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Inner_Zone wrote: »
    No you walk, take a bus etc, tax the car then drive it.
    That's exactly what I was going to say.
    If your insurance isn't valid until you tax the car then use another mode of transport to get to where you need to be to tax it.
    Otherwise if you have an accident on the way to tax the car you are uninsured.


    Exactly what I had to do the last time I bought a car.
  • Milko
    Milko Posts: 658 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Taxed my "new to me" car last week & needed Insurance, MOT & V5C/2


    You'll only be driving without TAX if the previous owner has already surrendered theirs or if the car was Sorn. Don't be panicking over a day or two as you'll still be Taxing the car back to the start of whatever month you've bought the car & likewise the previous keeper will be losing that same months tax ... Another government cash cow
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