where to start

lollyred1

next month my wages drop from £1300 pm to £440 how do i survive on this?? my rent tax and bills come in over this amount already really panicking. My friend who is also on maternity pay has just gone and spent £180 on a dress and i have no idea hows she budgeted for this. Any help advice would be fantastic.

boo81

council tax can be reduced in certian circumstances, speak to your council and check out the exemptions or reductions.

poppyjay

hi yes make sure to apply for house/council tax you should beable to get them also have you got the single person reduction(if single)good luck and hope everything goes well for you

squeaky

Hiya

Right, there are a number of different boards that can help you out here.

Even if you're not in debt already - the Debt Free Wanna Board are a whizz at helping to reduce overall expenditure. (I'll link to it below) They are likely to point you to the best boards for any given bills and expenses that you have. Such as...

The Benefits Board can help you out to see about how you can qualify for Housing Benefit and Council Tax Benefit.

While the DFW Board can help you to consolidate and reduce bills we also have a Utilities Board which will be full of tips on how to get the best deals around for gas and electric and water, plus how to reduce usage. A Phone Board too!

Finally - when you've got all your bills under control - work out how much you have left, then pop back here and we'll show you a thousand and one ways to make the best of it with tips on household budget, shopping, cooking, cleaning and so on.

Debt-Free Wannabe

Utilities Board

Benefits, Tax Credits & Jobseeking

Telephones Board


Buying £180 dresses, we don't do

Take a look at the main forum list (where all the above are shown) and you'll find lots of other areas, such as credit cards, pensions, mortgages and lots more. In each of them you should be able to find help and advice for every aspect of your finances.

Good luck

liz105

lollyred1 wrote: »

next month my wages drop from £1300 pm to £440 how do i survive on this?? my rent tax and bills come in over this amount already really panicking. My friend who is also on maternity pay has just gone and spent £180 on a dress and i have no idea hows she budgeted for this.Any help advice would be fantastic.

Perhaps she didnt? Remember everyone is different, she may have had savings, a credit card, or a very rich husband.

Dont worry about her. Make sure your getting all your benefits etc.

Angelraesunshine

dont worry about what other people do all the advice above is good advice ad will help you, and as for the dress no people do go buying £180 dresses she probably got it off ebay for £20