Tax Credits withdrawal, why have they started paying me again?

Toomuchdebt

Any time I have spoken to anyone about tax credits I have always been told I cannot make changes in advance ie when starting or stopping work, and to call back when the change has actually happened. As previous posters have said, you should continue to claim until the day your husband stops work, and then contact them. If you were worried about overpayment, you could have just set aside the money you received from tax credits and not spent it. You ARE entitled beyond April...up until the day your husband stops working, so I'm not sure why you insist you are not.

nad1611

Toomuchdebt wrote: »

Any time I have spoken to anyone about tax credits I have always been told I cannot make changes in advance ie when starting or stopping work, and to call back when the change has actually happened. As previous posters have said, you should continue to claim until the day your husband stops work, and then contact them.

I'm not sure what you intended to add to this conversation but I didn't find it helpful. But as you have added to the conversation I'll answer your responses.
You have said that you have been told WTC don't take changes in advance of them happening. Well do you think I'm lying when I say I told them in February? Or lying about the fact that I received a letter from them confirming my withdrawal from Tax Credits at the end of the Tax Year? Clearly the letter supports the notion that actually there are incidences where they will act on advance information, because my Tax Credits, did stop.

Toomuchdebt wrote: »

If you were worried about overpayment, you could have just set aside the money you received from tax credits and not spent it

You seem to be assuming an awful lot. Please quote where I said I was worried. Having overpayments is an inconvenience I'm not worried. I just didn't want the bother of spending time getting this sorted when I felt it was dealt with.I haven't stated anywhere what I've done with the overpayments, when did I say I'd spent it? I have put the money aside, so that's not an issue per se.

Toomuchdebt wrote: »

You ARE entitled beyond April...up until the day your husband stops working, so I'm not sure why you insist you are not.

Once again you seem to know all about me and my circumstances. Clearly from blondbubbles description and the criteria she's quoted, and the additional information I have about our circumstances, I know we wouldn't be entitled, so I don't know why you would assume once again that we ARE. Blondbubbles has said ( and I would trust hers/his advice on this above others, given previous experience)

blondebubbles wrote: »

The amount he is entitled to will depend on last tax year income and this tax years income. Without knowing this it's impossible to say for definite what you are entitled to

As blondbubbles hasn't said that they would look at 3 months worth of earned income then I have to presume that they would look at this on a day by day basis. Well one person who does know is me and I know we wouldn't be entitled because we would earn too much as I have described earlier. So my original comments of not being entitled this year are correct and I am still left with my original question.

shegirl

If you don't like the responses blinking phone and ask them instead of getting narky and telling everyone they're wrong!

corf999

So he worked all of last year and is working only 3 months this year and earning £10000 more than the whole year. Nice pay rise, similar to going from £20,000 to £120,000

NYM

The OP said her husband bought additional pension last year and in doing so, it brought their income to the level at which WTC would be paid. Presumably, as her husband is retiring in July, he wouldn't be making additional pension payments and that coupled with his salary pre sacrifice payments, takes him above the WTC level.

That's how I understood it...

nad1611

blondebubbles wrote: »

Just to clear one thing up, reporting a change in circumstances and withdrawing from tax credits are two completely separate issues.

A change in circumstances to end employment cannot be done in advance. It can only be updated once the change actually happens.

However that is not what the OP has done. They have asked for their claim to be withdrawn which can only be done at certain times. If calling in February 2015 and asking to withdraw, this would be done from 5th April 2015.

Whether the OP should have withdrawn is irrelevant as it is their choice. It doesn't matter if they were still entitled as anyone can ask to withdrawn whether they are entitled to £1 or £10,000 as long as it is done at the right time.

OP - Regarding your circumstances and income, I will not discuss this further. I was trying to offer help, if your partner was working last year but only 3 months this year I would have assumed there would be a decrease in income rather than an increase. For example last tax year you earn £20,000 for working 12 months. This tax year you only work 3 months so only earn £5000. But as you say you know your circumstances best and I do not know what he will be doing for the remaining 9 months of the tax year

Thanks I now see what you're saying I was looking at the year as a whole and not just the three months, so you've actually answered the bit I was confused about.

blondebubbles wrote: »

As for your original question, this is not something that can be answered on a public forum. Best time to call in my opinion is 7.45am.

I am very appreciative of the help you have given and if that's not the impression I have given you then I am genuinely sorry. As said I was seeking your advice particularly on this matter,because I have always found it helpful in the past. After my initial question, I suppose I was confused because, I was told when I rang WTC that we wouldn't be entitled to continue after April anyway because of the increase in income that he would have had, if he'd worked the whole year. I recorded the conversation because I have some difficulties with my memory and can't always recall all I hear, so that's definitely what was said. Then I come here and everyone is saying that I would be, so hopefully you can see my confusion and where it may appear I'm disagreeing, but I was actually seeking clarification on the subject of the 3 months work issue. So I had a better understanding of the situation. I wasn't being awkward I just simply didn't understand.

What I found upsetting was, that whilst your comments were perfectly acceptable and obviously sought to be helpful, even if I didn't quite grasp your meaning, others seem to take any opportunity to make others feel like a complete idiot or make comments which are unhelpful. I have already stated that I have and am trying to get through on the phone, but as I can't even hold a phone or stay in one position for long periods, it's not as simple as that and I thought I'd see if anyone could clarify things here.

nad1611

NYM wrote: »

The OP said her husband bought additional pension last year and in doing so, it brought their income to the level at which WTC would be paid. Presumably, as her husband is retiring in July, he wouldn't be making additional pension payments and that coupled with his salary pre sacrifice payments, takes him above the WTC level.

That's how I understood it...

Yes that's what I meant, ever feel like you wish you hadn't started something!

nad1611

corf999 wrote: »

So he worked all of last year and is working only 3 months this year and earning £10000 more than the whole year. Nice pay rise, similar to going from £20,000 to £120,000

Well not quite so great, simply that buying pension as he did last year, effectively lowers your income for Tax Credit purposes. So his earnings are the same last year and this basically.

NYM

nad1611 wrote: »

Yes that's what I meant, ever feel like you wish you hadn't started something!

Several times