📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Solicitor didn't tell court i had paid CCJ

Back in Nov 2009 i was taken to court for £888, after the judgement had been made I struggled to make the payments and missed 2 payments, this resulted in it being passed to a court enforcement officer. In Feb 2010 my fortune changed slightly and i was able to pay it off in full (£1461.95 by now). Ever since then i have found it imposable to get credit of any sort and have had to fight tooth and nail to keep my companies small overdraft because of "My poor credit rating"

I have today just found out that the solicitor for the company that took me to court failed to tell the court that the judgement was satisfied so for all this time it has been shown as "unsatisfied" to say i am unhappy is an understatement, this has cost me money, time and worst of all, countless nights sleep over the last 5 years while I've struggled to keep my business afloat.

I guess what I'm asking is, is there anything i can do in the way of reporting the solicitor or was it just tough on my part. What should i do? and has anyone else had this happen to them.

Thanks Pete

Comments

  • rizla_king
    rizla_king Posts: 2,895 Forumite
    Its up to you to contact the court with proof and ask for it to be merked as satisfied.
    Still rolling rolling rolling...... :) <
    SIGNATURE - Not part of post
  • Liverlad67
    Liverlad67 Posts: 56 Forumite
    I was in a similar position. Paid a ccj off years ago but still showed as active on current report. Had to get letter off original creditor to send to court for a certificate of satisfaction cost £15. The court then updates the registry to show as satisfied.
  • PaulW922
    PaulW922 Posts: 1,040 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I am afraid that the real damage to your credit was done by getting the CCJ in the first place. The impact of it being 'satisfied' is not that huge. However the good news is that this coming November it will disappear forever
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.