We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Wednesday 22nd April - What small DFW things will you do today?

ziggy2407
Posts: 4,106 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:money:
Goodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/52
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/52
0
Comments
-
Good Morning All
Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
My little list:
Packed lunch for DH & DS - Done
Filing/shredding -
Continue clear up in attic/craftroom -
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Read - (struggling with this one, not my usual kind of book at all - must have been a win, )
Have a great day, love to you all
C xGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Good morning everyone! Thank you for the start ziggy. A little tired today, was pottering around last night, looked at the clock and itwas 2am. How did that happen?! Will avoid town today and spend the day in the garden.
So nice looking in my bank account this morning and seeing credit card balance of £0 :-D
Daily Dfw's
Check Banking/Emails
Postcode Lottery
Check Onepoll and any other surveys
Nightly routine (plugs/doors etc)
Phone up pharmacy4u and register
Go through some paperwork this evening and action a few things
Old school/making things last
Use same 'daily' eyeshadow/lipstick to use up some supplies
All lights/switches/TV off when not in use
All meals from stock
Changing habit this week - try and not burn any pans this week :-D
Seam to acquired a lot of half jars of stuff need to use up, next peanut butter
Just take enough pennies for milk at local enroute to school
Write shopping list for tomorrow
Entertainment and Leisure
Read one chapter in book
Price up new release in kindle and purchase if good price (my sister has brought the last so many books, so I want to get this one, even though I'm not ready to read)
Home and decluttering
A little more tidying in dd1 room
A load of washing
Upping my income
Ebay at least one Item today
Another box to sort for music magpie (on the ones with best prices)
Have a good day all xxDebt Remaing £315 :jBreath out the past, Breath in the futureBig Dreams Start Small0 -
Good morning! I'm having a NSD today and will be baking with my boys to use up some odd bits of food. My shortcrust is made and just chilling in the fridge whilst DS2 has his nap (he's only 7 months so he'll be helping by bashing a wooden spoon around a bowl later while DS1 does the real mixing bless him) and then we'll be making banana & sultana flapjacks - leftover bananas, apple pie - leftover apples and a quiche - leftover eggs. No food waste for me anymore, I'm sick of literally throwing my wages in the bin.Started April 2015: CC Debt - £5620 :eek:
DFW hoping to start saving as soon as debt is cleared
NOT BUYING IT 2015!
Emergency Fund #107: £5/£1000
Roadkill Rebel #780 -
*groans faintly*
Morning all
Thanks to ziggy for starting us off
FatVonD - sorry to hear about the house
Well there was a slight adjustment of the plan. I may have ended up in the pub with some work mates and we may have had dinner out
Soooo, with that in mind, a rehash of yesterday's list...- B/L/D from stores. Still trying to use up stuff in the freezer (a la general theme on here. I seem to have lots of food but no meals? [poor housewifery clearly]) - done
- Walk at lunch time - done
- Log calories in app. oooops lots of beer yesterday - done
- Check online banking and reconcile spreadsheet (dire!) - done
- Charge phone in work - done
- Move rent money to current account - done
- Make bread
- Think about food ideas for OH while I'm away on business next week
- Tend seedlings. - done
- Resow a tray of salad that has not fared well. One looks fine, the other looks pretty much dead/not germinated. Seed was a bit old.
- Housework - cleaned bathrooms before I left this morning
- Read Martin's email - done
clf xLBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.310 -
Morning all, Thanks for the start Ziggy
jojo Enjoy your day in the garden
PPP Good luck with the baking with the kids!
CLf whispers... good morning
Hope everyone has a good day, my day is going to be pottering round.
I tried making bombay potatoes in the sc yesterday (to use some manky spuds & some of the spices out of my use up box) going to have them cold with salad & meat for tea tonight.
* Switched mobile off over night
* Heating off
* All meals from stores - plan & prep
* Check Banking/update spreadsheets
* Do some Swagbucks
* Check Sun perks
* Check FPL
* Check TCB
* Check Quidco
* Check email survey oppurtunitiesDone a yougov and pureprofile (upto £21.90 now, close to a £25 payout)
* Unsubscribe from junk emails
* Read a few pages of my book thats been on the bedside table 1yr+
* Make families lunches for school/work
* Use nectar search
* Kids breakfast free at Schools breakfast club
* Fill water bottle at gym
* Clean & tidy freezer
* Update freezer list
* See what else I can find in the cupboards to go into my food use up boxnothing into the box, but dessert tonight will be fruit from the fruit bowl as we have a few bits looking sad in there!
* Clean & tidy fridge
* Use products (use up 0/17 nail polish 0/3 handcream 0/1 footcream)foot cream & hand cream pamper whilst having a cuppa in the sun
* Walk to/from bus stop with boysFollowing :money: to keep us debt free :j0 -
Morning all!
I had my productive head on last night so actually got quite a bit of cleaning done last night and some this morning before work as was up early!
Today I have/will:-
* Get in washing from line
* Do a load of washing on 30 degree quick wash and hang on line before work
* Wash hair and leave to dry naturally for as long as possible before blowdrying
* Check banks
* Take lunch to work
* Earn more SBs
* Earn more on OnePoll
* Check FPL
* Check TCB
* Go for walk at lunch
* Dinner from stores
* Clean out kitchen bin
* Sweep and mop kitchen, bathroom and hall floors
* Get washing in from line
* NSD?
Hope you all have a good day!Debt as at 5 June 2023 - £15,600.89
Current debt - £5,555.00
Total paid off - £10,045.89 (64% paid off)0 -
Hello all,
Grandma day today, so just posting quickly while baby is asleep. Short list today:
Meals from stores
Cheque paid into bank
Made a cake (didn't turn out as nice as usual for some reason)
Given bedside cabinets another coat of paint while OH took baby for a walk in her push chair. Later, when her mummy picks her up, I will sand and wax them, OH can put the handles back on, and they can go back upstairs. I will sort out all the carp that I tipped out of them and only replace what is needed.
Lovely weather again today. Hope everyone is enjoying it0 -
Garden beginning to look like a garden now :-D hard work with a little one in toe, remove ball from area to cut the grass, return in its place bat and ball, remove that and she's trying to drag over the slide :-|
Was just wondering if any one can recommend any first time grows? Espically ones little ones can get involved in (age 5) going to start a veggie plot, not massive but a fair size. Also plenty of room for pots, window boxes etc. obviously will just be building up slowly over the, weeks
XxDebt Remaing £315 :jBreath out the past, Breath in the futureBig Dreams Start Small0 -
Garden beginning to look like a garden now :-D hard work with a little one in toe, remove ball from area to cut the grass, return in its place bat and ball, remove that and she's trying to drag over the slide :-|
Was just wondering if any one can recommend any first time grows? Espically ones little ones can get involved in (age 5) going to start a veggie plot, not massive but a fair size. Also plenty of room for pots, window boxes etc. obviously will just be building up slowly over the, weeks
Xx
Peas are good I'd say. We're growing them for the first time this year. They sprout and grow quickly and have nice flowers. Also don't take up much room because they grow vertically.
We've also had good success with tomatoes.
What veg does LO like?LBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.310 -
Garden beginning to look like a garden now :-D hard work with a little one in toe, remove ball from area to cut the grass, return in its place bat and ball, remove that and she's trying to drag over the slide :-|
Was just wondering if any one can recommend any first time grows? Espically ones little ones can get involved in (age 5) going to start a veggie plot, not massive but a fair size. Also plenty of room for pots, window boxes etc. obviously will just be building up slowly over the, weeks
Xx
Haha I remeber those days, lol. This is a great site for ideas but we've enjoyed growing potatoes, beans, peas, tomatoes and cress - all super easy (and I'm not even a gardener :rotfl: so if I can do it anyone must be able to)
http://www.kiddiegardens.com/growing_vegetables.html
Goodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards