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Car insurance & Driver Number/NI No

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  • harveybobbles
    harveybobbles Posts: 8,973 Forumite
    I wonder if the NI number request is so they can cross reference it to some Gov/benefit database, ie to see if you are claminging Job Seekers when on your car insurance you say you are working?

    I know someone who is unemployed due to being a 24/7 carer for their partner, but on car ins quotes they always say they are office admin as it works out a LOT cheaper than ticking 'unemployed'.
  • Norman_Castle
    Norman_Castle Posts: 11,871 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The NI number is needed to access the online information. It would be preferable if individuals once logged in could see or input a password or code to be used by insurers instead of giving your NI number.
    Presumably the government know what they are doing :rotfl:
  • Quentin
    Quentin Posts: 40,405 Forumite
    All this looks to be a way of thwarting the M.Mouses amongst us doing dummy quotes and playing with them to see how to get the cheapest deal.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Quentin wrote: »
    All this looks to be a way of thwarting the M.Mouses amongst us doing dummy quotes and playing with them to see how to get the cheapest deal.
    That's a relatively minor side effect. The main aim is to stop people lying about their driving record to get cheaper policies.
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