Monday 20th April - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:money:

ziggy2407

Good Morning All

Jojo - big hugs, now you're one step closer to finding "the one"

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Looks lovely out so hoping to get out in the sun with my book later. My little list:

Walk Dog -
Packed lunch for DH & DS - Done
Walk to meet friend after school with another piece of our clutter -
Filing/shredding -
Continue clear up in attic/craftroom -
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Read - (need to find another book from shelf)

Have a great day, love to you all

C x

DawnW

Morning all
Thanks for starting the thread Ziggy, and ((hugs)) to Jojo.
Nice and sunny today, but cold first thing.

Jobs for today:
Check banks Done, no surprises
Put bread machine on Done, granary bread today
Do some work for business Done
Watch ebay item which is finishing today. No bids yet unfortunately, but it is a large item and I assumed when I put it on that I would need to relist it at least once. Relisted
Do some housework, at least give the bathroom a good clean Gave the bathroom a makeover
HM meals from stores, and aiming for a NSD Well, I didn't buy any food, but bought some bits for the house and garden which I have been meaning to do for ages (nothing exciting, a new loo brush was one such item :rotfl: ) Also bought some paint for some small bits of furniture that I am quite excited about rejuvenating, but that is a business cost
Water anything that needs it later, as the garden is very dry for the time of year Done, another of my must have items was a small sprinkler for the veg patch, as I broke my previous one last year. So, garden sprinkled, and pots all done with the watering can. My shopping spree also consisted of some stuff to put cats off peeing (or worse :eek:) on the garden, a battery for the carbon monoxide alarm and a box thing to hide the bathroom cleaners etc, and keep them out of baby GD's clutches - we know how to live here :rotfl:

Also did meter readings and submitted them online
Did a survey for Sainsburys which will allegedly earn me 100 extra nectar points
Posted 2 ebay sales and birthday pressies for SiL and DiL who both have birthdays this week
The other ebay buyer hadn't paid at that point, but now has, so I will need to queue at the bloomin post office AGAIN tomorrow

Right, more coffee, then I must get on!

Hope everyone has a good day

1HANNAH

Thanks Ziggy for the start and morning all.

Well todays plans have been scuppered as my 6yr old was sick in the night so I've got him home today, so my list is going to be very limited.

* Switched mobile off over night Done
* Heating off Done
* All meals from stores - plan & prep Done
* Check Banking/update spreadsheets Done but CC come through post so need to check that off too.
* Do some Swagbucks
* Check Sun perks * Check FPL * Check TCB * Check Quidco All done
* Check email survey oppurtunities Done nothing yet will look again later
* Unsubscribe from junk emails Done
* Read a few pages of my book thats been on the bedside table 1yr+
* Make families lunches for school/work Done
* Walk to/from bus stop with boys Done
* Use nectar search
* Update freezer list
* See what else I can find in the cupboards to go into my food use up box - Some broken basmati, huge bag hidden away so going to make a rice dish for hubby's tea and just making a rice pudding in the SC, not really rice pudding weather but kids can eat it as a cold dessert and maybe put a bit of the xmas cranberry sauce in it too out of the use up box ) Done
* Make note of car mileage Done
* Hang washing on line Done
* Clean & tidy fridge Done
* Clean & tidy freezer
* Make date cake (used up 1/2 pack/23 packs of OOD dates will make 46 cakes!) - didn't make on Friday so really need to get this done Done and currently in convection microwave which will be more energy efficient then the oven although must keep an eye on it for timings
* Make soup with the stock from yesterday's chicken dinner Done and eaten some for lunch, butternut squash & tomato soup
* NSD Done as home all day with little man.
* Use products (use up 0/17 nail polish 0/3 handcream 0/1 footcream)
* Sort under sink cupboard Done

Better crack on whilst he's still in my bed watching tele

carrielovesfanta

Morning folks!


Thanks to ziggy for starting us off


JoJo - sorry to hear about the break up but glad that you can look at it positively.


FatVonD - I apologise for posting so much about my long-handled secateurs


Gorgeous sunny day here. At work so pretty much a standard list:

• B/L/D from stores
• Charge phone in work
• Check online banking and reconcile spreadsheet - done. Has been a hideously spendy month but hope that we are keeping on top of it. Helps that OH is starting to earn a little
• Tend to garden
• Bit of housework
• Printed out instructions on how to get to hospital for tomorrow - done
• Make bread

And erm, that's about it!


Have a good one all


clf x

cupcakeprincess

Morning all,

I've never actually posted on this forum before but I always have a look to see what everyone's up to so I can pinch ideas!

Today I will:

Do a mini food shop
Round bank account
Do one load of laundry
Start spending book for Payday

foxgloves

Good morning campers!
Uneventful, but pleasant weekend - the most money-saving bit of which was using our John Lewis vouchers for free coffees & cakes, thus a £9.30 bill for free. Had a look at their tech department, but mr f decided he'd save a little bit more before buying whatever little bit of a gizmo he's after, so as not to be tempted to put it on a credit card.
Today's small frugal things:
*Read energy meters & updated spreadsheets. Looking much better now the heating has been switched off.
*Bagged up fund-raising fudge I made yesterday - looks very pretty, despite using recycled ribbons & home-made labels. It's made 7 prizes for fractionally under £2 of ingredients, so works out much cheaper than donating a bottle of wine.
*Use-it-up - Still going strong with this. Mascara going in a mug of boiling water every morning to get last dregs out, chicken & mushroom pie-base taken out of freezer to which I shall add a mashed potato top tonight, stew & chilli also taken out of freezer for tomorrow, which is jacket potato night. It's a simple equation, each time we have a 'Use-it-up' meal, that's a protein-based item that we don't need to include on the shopping list for that week.
*Saved a bit of energy by sharing bath water & it was HOT!! New boiler is FAB!!
*Saved a bit more on the electricity bill by doing laundry overnight on Economy 7 tariff, re-loading washer again for another load tonight & pegging everything out in the glorious sunshine for line-drying.
*Earned another £10 for 'best comment' on an online survey forum I'm on at the moment. (Can't remember even what it was.....must have had a wise moment). Anyway, updated my signature as am keeping a cumulative total of all my survey earnings this year.
*Won competition for free VIP tickets - forgot I'd entered it, so nice surprise.
Still to do:
*Water all veggies.
*Pot up hopefully 100s more little plantlets. (Will take radio down to greenhouse for a bit of 'Planet Rock'....am sure I will pot up more quickly if I'm doing greenhouse karaoke power ballads!)
*Sow beetroot.
*Find old polytunnel so I can get lettuces planted outside this week.
That's it for me. The garden jobs will take a long time & we're going out tonight.
JOJO - Dumping by text? Classy or what?! Not! My opinion for what its worth is that anyone who opts for this method of terminating a relationship is never 'the one'. But the next one might be.......I'd all but given up on men before I met mr f. You honestly never know who is around the corner x
f x

FatVonD

carrielovesfanta wrote: »

FatVonD - I apologise for posting so much about my long-handled secateurs

I'm back at work today and still feeling amazingly chilled, stuff that should have got done while I wasn't here didn't despite a round Robin email reminding everyone but I don't care :rotfl:

I bought lunch on the way in this morning but will pop out in a minute to buy provisions for the fridge so I can make stuff here for the rest of the week. I've snacked on the free fruit this morning and had several cups of tea, I can't believe how many tea bags I used at home last week!

I abandoned a shopping delivery last night because we have stuff in the freezer but what we don't have is snack-type stuff for my son so I may do one tonight with those stuffs and some cat food to bump it up to the minimum order amount.

No news on the house, still hoping no news is good news. Any news on your offer yet, La Escosa?

Managed to pick up a Jo Nesbo book from the free library that I don't think I have read before, I thought I had read the all but hopefully not

JoJo I remember being dumped by somebody with no word at all. We'd usually go out on Wednesdays and Saturdays with him calling during the day to make arrangements. I'd been pottering about on the Saturday and suddenly noticed it was about 7.30pm and there had been no phone call. It dawned on me I'd been dumped but hadn't actually noticed :rotfl: I gave it about 5 seconds thought and then got on with my pottering and it sounds like you're in that place too!

Like they say, you've got to kiss a lot of frogs! I could have met my lovely DH 7 months earlier had I not been dating a complete @hole (DH had 'winked' at me on a dating site 7 months previously but I'd not gone back to check), sometimes it's best to just shove the wrong ones out of the door and shout 'next'!

PollyPrissypants

Hi everyone,
Today me and DS1 have started to make a papier mache piggy bank - we 'll paint it tomorrow when it's dry - and I've got my £1 coin ready to put in it! Starting today I'm saving a pound a day to help out buying Christmas presents without dipping back into the credit cards. I wish I'd started in January but better late than never...

1HANNAH

PollyPrissypants wrote: »

Hi everyone,
Today me and DS1 have started to make a papier mache piggy bank - we 'll paint it tomorrow when it's dry - and I've got my £1 coin ready to put in it! Starting today I'm saving a pound a day to help out buying Christmas presents without dipping back into the credit cards. I wish I'd started in January but better late than never...

That's a lovely idea!

PollyPrissypants

1HANNAH wrote: »

That's a lovely idea!

Thank you! Although I can't take the credit for it. I got the idea from the pound a day challenge on here. I didn't have a sealed pot so took the idea of making one. Frugal and fun!