We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Reclaiming PPI post IVA

TrainGeek1808 · 2015-04-19 17:00:25

Hi guys I was in an IVA which finished in January 2014. Previously I had at least 2 credit cards with PPI on them (Halifax and MBNA) Do I have any chance of reclaiming this, or would it be mopped up to my IVA? Thanks TrainGeek

Options

Comments

Nasqueron Posts: 10,673 Forumite

21 April 2015 at 2:32PM

TrainGeek1808 wrote: »

Thanks.

OK, what sort of valid complaint reasons are there?

It's so long ago that I can't remember - I know I must have got my MBNA card in approx 2000-2001 and my Halifax was before that I'm sure.

Thanks

TrainGeek

For credit card PPI, things like work sick pay covering you for a substantial period or the policy not covering you if self-employed (some are particularly onerous making it hard to claim on them) - basically why you feel it wasn't suitable for you

Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
0