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Best credit cards to use in europe.

I am currently working in Europe and use my Lloyds MasterCard for most transactions. On looking at my bill the exchange rate they are using is about 0.3 on top of the daily FX Rate. Does anyone know a better Credit Card to use in Europe which has a lower exchange rate.

Comments

  • Neil49
    Neil49 Posts: 3,254 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The Halifax Clarity card is your best option. More information is available within the main MSE website.

    https://www.moneysavingexpert.com/travel/cheap-travel-money
  • vouch0r
    vouch0r Posts: 206 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    or aqua, i was declined for a clarity but accepted for this and used in Scandinavia no problems.
  • labp04
    labp04 Posts: 296 Forumite
    Part of the Furniture 100 Posts
    . . . or MetroBank (Credit and Debit cards) or SAGA cc if over 60
  • System
    System Posts: 178,227 Community Admin
    10,000 Posts Photogenic Name Dropper
    Offering financial advice?
    The Creation card is also his/her 'best option' to use your wording.
    Neil49 wrote: »
    The Halifax Clarity card is your best option. More information is available within the main MSE website.

    www.moneysavingexpert.com/travel/cheap-travel-money
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • robatwork
    robatwork Posts: 7,235 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just been using my Halifax Clarity card in europe and no problems with it being accepted anywhere.
  • Biggles
    Biggles Posts: 8,209 Forumite
    1,000 Posts Combo Breaker
    edited 20 April 2015 am30 7:23AM
    Heng_Leng wrote: »
    The Creation card is also his/her 'best option' to use your wording.
    Is it? Para 5.2 of their T&Cs says, 'We will convert transactions in foreign currency (including Euros) into sterling at the exchange rate set or applied by MasterCard, LINK, any relevant bank or Travelex (as appropriate) on the date the Cash Advance, Standard Purchase or Promotional Purchase is processed. We will also charge a commission for the currency conversion at the rate in force from time to time as notified to you in writing'.

    Edit: The FAQs state that it is 2.99%, ie the same as most other credit cards, and the cash handling charge is 5% (£5 min), quite a bit higher than most other cards.
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