Friday 17th April - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:money:

Bobarella

Morning Ziggy & all the other DFW that follow
I managed to resist the chippie last night. Just had salad and bits from the fridge. We watched Paddington on dvd which was very sweet.
Today is my last day at work this week which is good because I'm feeling a bit knackered.
Hoping for a decent day but not too manic!
Have a good Friday all.
bob

ziggy2407

Good Morning All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Yesterday was a strange day, all the appointments I'd made had to be jigged around so felt under less pressure. Dog sitting for a few days as DSD has started a new longer shift pattern at work. My little list:

Walk Dog -
Packed lunch for DH - Done (Fish n Chip Friday at school)
Walk to meet friend (also means more decluttering done too) - Done (have also decided to try and get out more - it's getting too easy to stay in - hope that makes sense)
Bake -
Clean Fridge -
Continue clear up in attic/craftroom -
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Read - wip - another book from shelf

Have a great day, love to you all

C x

twiggy86

Morning all.

Today I have/will:-
* wash hair and leave to dry naturally before I have to blow dry
* check banks
* no heating on
* take lunch to work
* tweak next months budget
* go for walk at lunch
* dinner from stores
* NSD?

Short/non-exciting list today! - maybe my brain hasn't kicked in yet as I can't think of anything else!

Hope you all have a good day!

xJOJOx_2

Morning everyone! Work in a little while, going to try and get a few bits done this morning then hopefully finish off after work later.

Daily Dfw's
Check Banking/Emails tick
Postcode Lottery tick
Check Onepoll and any other surveys
Nightly routine (plugs/doors etc)
Phone up pharmacy4u and register
Pay childminder

old school/making things last
Use same 'daily' eyeshadow/lipstick to use up some supplies
All lights/switches/TV off when not in use
Packed lunches for all
All meals from stock
Changing habit this week - don't boil kettle and walk off forgetting about and then reboil!
Seam to acquired a lot of half jars of stuff, so first use up all of Jam
Dressing gowns on and heating off am tick
Make use of free drinks at work
Charge phone and iPad at work

Entertainment/Leisure
Read on kindle, need to get back into the story

Home and decluttering
Finish filling up bag2 for charity shop
Sort out wardrobe 2 in bedroom

Upping my income
Ebay at least one Item today
See if music magpie payment been made yet
Smile and earn some tips

Have a good day all xx

DawnW

Morning all
Thanks for starting us off Ziggy
Good luck with the house offer La E
Hope you feel better than you did yesterday Jojo

For me today:
Got up late, for me, nearly 8 o'clock :eek:
Need more coffee to get me going!

Check banks
Do a shopping list, maybe for an Ocado delivery, haven't decided yet Delivery booked for tomorrow between 7-8pm
Walk into town and get some change for a potential car boot on Sunday Done
Make some signs 'everything here 50p', 'these items £1' etc (tat left over from bottoms of auction boxes needs to go) Bought some card but haven't written them yet
Hoovering / cleaning as I am looking after baby GD again tomorrow, and won't have chance then Done
Sow some cucumber and courgette seeds Not done this yet, need more compost
Check when driving licence expires (a bit random I know, but it occurred to me I ought to check) Oops forgot this, will do in a minute
HM meals from stores, use up day, though I might make parsnip soup Done, I did make spicy parsnip soup for lunch, and a concoction with mushrooms and ham that needed using up for supper. I cooked the mushrooms in butter with a little garlic and added a bit of cream out of the bottom of a pot, added the ham, and stirred the lot into cooked pasta and seasoned with salt and black pepper. It was nice with a bit of salad on the side
Water anything that needs it, it is properly dry now, and I expect water shortages / hosepipe bans will be mentioned before long All seemed ok for today, will check again tomorrow

Right, that will do to start, more coffee, then GET ON!!!

Hope you all have a good day

carrielovesfanta

Morning all


ziggy - thanks for starting us off


JoJo - hope you're feeling better. I think you got more done yesterday despite the diabetic slump than I manage in a normal day!


Another standard list today:

• B/D from stores. Going to buy some lunch as although I had lots of food in the house, I really didn't want to eat any of it
• Housework when I get home
• Charge phone in work
• Check online banking and reconcile against spreadsheet
• Tend to seedlings - signs of basil and some more peas now
• MUST do some crochet. Have been putting it off and it's not going to help. Friend's wedding fast approaching.

Not a lot doing here, hope you all have a good day


clf x

1HANNAH

Morning all,

Thanks for the start Ziggy.
Bob, my two loved the Paddington film
La escocesa - hope your offer is accepted.
Twiggy, clf & jojo, have a good day
Dawn, I have parsnips to use up too, soup sounds like a good idea thanks.


* Switch mobile off over night done
* Heating off done
* All meals from stores - plan & prep Plan done but prep will have to be done later
* Check Banking/update spreadsheets done
* Do some Swagbucks
* Check Sun perks done * Check FPLdone * Check TCB done and ordered an amazon gift card payout for £42 which was for my mobile sim only deal :j * Check Quidco done was a freebie so put that on my sunday delivery
* Check email survey oppurtunities done
* Unsubscribe from junk emails done
* Read a few pages of my book thats been on the bedside table 1yr+
* Kids breakfast free at Schools breakfast club done
* Fill water bottle at gym done
* Shower at gym, use their water & elec to dry my hair done
* See what else I can find in the cupboards to go into my food use up box
* Make date cake (use 1/2 of one of the 23 packs of OOD dates will make 46 cakes!)

FatVonD

1HANNAH wrote: »

one of the 23 packs of OOD dates will make 46 cakes!)

:eek: Now that is dedication!

Happy Friday everyone

Another late start for me today as I took a nap yesterday and couldn't get to sleep last night so spent a couple of hours entering competitions in the wee small hours of the morning before finally getting to sleep at about 3am.

Breakfast has been a packet of crisps and the last punnet of my YS grapes (I'm hoping one cancels out the other health wise!)

I've just potted up a spare Azalia that was part of a deal but exceeded the number my mum needed for her garden so came home with me. I've also bagged up my mug garden sewn with free Aquilegia seeds in some loose polythene bags liberated from a supermarket trolley yesterday (I figured nobody was going to squeeze them back in the dispenser.) They are out in the sun now, I must remember to bring them in later though I've grown Aquilegias before and they seemed to seed quite freely outside without any help from me but maybe these are more tender as they are a 'posh' variety (lime green flowers.) My free Cosmos are under bubble wrap outside and there seems to be signs of germination already unless they are weed seeds from last year!

I'm not doing too well on my ebay/boot sale clearout though I have attacked my underwear drawer and sorted my socks and made more hair scrunchies from the holey ones. I have made noises about DH going up into the loft this weekend. He wasn't happy :rotfl:

DH is playing a gig in Camden tonight which I have said I will go to. He drives up anyway (and black cabs don't have to pay the congestion charge, yay!) so there's not much effort required on my part but it gets really, really boring having to be there quite early and sitting through sound checks etc. I don't (won't) drink nowadays in case there is any kind of emergency with my son and I need to drive to get him so I always feel like I'm on a different wavelength to everyone else too. I usually bribe him with takeaway pizza to stay in if I'm out so I don't have to worry about him but on a sunny Friday evening I think my chances of getting him to stay home are zilch!

Dinner will most likely be a £3 deal from the chicken shop round the corner to the pub!

Have a great day everyone!

Edited to add: Last news on potential house is they have had long talks and the final decision lies with the vendor's mum (they are planning on buying into her very large house.) I will be gutted if we don't get this house, I was sure we would yesterday morning but I'm not so sure now

Fingers crossed your offer is accepted La Escosa!

its_maths_not_magic

Whoot whoot, its Friday :beer:
Today I am taking care of my financial life by:

1. Being here and getting motivation to continue on with debt payment and general financial sensibility.
2. Looking after my online business.
3. Challenging myself to have four no spend days during this week.
4. Probably stream some free movies tonight
5. Put a bit towards my debts today.
6. Did my shopping and worked out that bulk buying home delivery is HEAPS cheaper than using the petrol to go there, so going to be doing that next week.

That's all I can think of, have a great lovelies.

Baileys_Babe

Ziggy thank you for starting us off this morning.

Today I have/will:
NSD
Post on this thread for motivation and inspiration
Open curtains full
Turn off lights and appliances not in use
Meal plan for the week, using as much from stores as possible
Make shopping list of anything needed
B/L/D from stores
Check and reconcile bank accounts
Make batter so we can enjoy waffles for breakfast tomorrow
Set DW to run overnight
Set WM to run overnight
Make ds packed lunch as he is out all day tomorrow with his archaeology group
Update freezer inventory
Cupboard inventory
Check FPL
Educate children for free
Entertain us for free
Have conversation with life assurance brokers, as our circumstances have changed dramatically since we originally took out life assurance
Dry laundry outside
HWB for children’s beds instead of heating
Close curtains before it gets dark