Problem - No credit history

Tixy

I would try making an application to barclays now (in branch with your id information).

Even if you are declined this wouldn't affect your credit file - as they won't be doing a credit application search, because you are not applying for credit.

risteard_2

Very good point Tixy. I'll give it a go. Excellent.

27col

I was amazed to learn that so many people do not have a bank account, even a basic one.

risteard_2

Tixy wrote: »

I would try making an application to barclays now (in branch with your id information).

Even if you are declined this wouldn't affect your credit file - as they won't be doing a credit application search, because you are not applying for credit.

Hi Tixy

I just want to say a big thank you for your help. Today Barclays gave me a cash card account, and as you suggested, didn't perform any credit checks etc. I was then able to bank my cheques.

You're a star. :money: Thanks ever so much.

Risteard

Tixy

Great news.

DCFC79

Its a start OP