Wednesday 15th April - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

ziggy2407

Good Morning All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

My little list:

Wait for faulty Xbox to be collected - Done
Packed lunch for DH & DS - Done
Ironing - All done & put away
Finish canvas for SIL - wip
Continue clear up in attic/craftroom -
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks - Done
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Read - wip - another book from shelf

Have a great day, love to you all

C x

Baileys_Babe

Good morning all.

Thank you Ziggy for getting us started this morning.

Yes Ziggy we do find Home Educating rewarding, I love the flexibility it offers, if something sparks their imagination we can run with it whether it's Tuesday morning, Friday evening or Sunday lunchtime. Today we are out this afternoon at one of our local HE groups and then back out this evening to the theatre so all lessons will need to be done in the morning.

Today I will:
Open curtains fully
NSD - both activities paid in advance
B L D from stores
Keep freezer inventory up to date
Cull 100 emails
Educate children for free
Entertain us for free
Soak porridge overnight
Run DW overnight
Run WM overnight
Dry laundry on airer - weather looks changeable and I don't want to risk it with being out a lot today
Close curtains before it gets dark
HWB for children's beds tonight
Check FPL

Have a great day everyone. Bob good luck with your target, I hope you have a very successful day and smash it.

twiggy86

Morning all!

Today I have/will:-
* Check banks
* Check energy statement (down from last month :j)
* No heating on
* No TV on this morning
* Take lunch to work
* Update signature, snowball and spreadsheet
* Go for walk at lunch
* Read Martin's email
* Create budget sheet for next month
* Earn more SBs
* Earn more on OnePoll
* Check FPL
* Print postage label for webuybooks at work
* Package up CDs for webuybooks
* Dinner from stores
* NSD(?)

Think that's everything for today. Hope you all have a great day!

supermum1988

Good one for me if it sticks. I finally put a patch on last night and this morning, I am smoke free. That will go some way to paying off my debts

koselur

supermum1988 wrote: »

Good one for me if it sticks. I finally put a patch on last night and this morning, I am smoke free. That will go some way to paying off my debts

Oh good luck!! I quit 2 years ago and am honestly so so so happy I managed it. Not gonna sugar coat it, it was a bloody nightmare for the first few months but is such a good thing to do.

koselur

My list for today:
Check banks
Do a few surveys from receipts (got Wilko & Tesco so fingers crossed!)
Interval workout not looking forward to this
Food from stores (moroccan stew & baked eggs)
Hoovering
Carry on sorting/chucking/eBay
New water bottle for bunnies from pet shop (otherwise would be a NSD - those spends do creep up on you...)
Free lunch at work wahoo!
Got a few emails/messages from friends to reply to so will have to do that tonight - I'm crap at keeping in touch.

Hope you all have a great day

1HANNAH

Morning all,

Hope everyone's having a good day. Got loads I want to do so here goes.....
* Read a few pages of my book thats been on the bedside table 1yr+ Done
* Gym - shower & dry hair Done
* Fill water bottle at gymDone
* Heating off Done
* All meals from stores - plan Done Just got to prep
* Check Banking/update spreadsheets Done
* Do some Swagbucks
* Check Sun perks * Check FPL * Check TCB * Check Quidco All done
* Check email survey oppurtunities Nothing as yet
* Unsubscribe from junk emails Done
* Use nectar search
* Switch mobile off over night Done
* Make families lunches for school/work
* Walk to/from bus stop with boys
* Update freezer list
* See what else I can find in the cupboards to go into my food use up box
* Hang washing on line - looks a bit iffy out there at min Done
* Fix ds2 winter coat pocket before packing away for summer.
* Use some products (use up 0/17 nail polish 0/3 handcream 0/1 footcream)
* Sort Shoe drawers 8/8Done
* Sort hat drawers 4/4 done put away winter ones swap for summer Done
* Line kitchen drawers 0/4 done
* Sort spare room bed - add mattress topper & remake Done
* Sort spare room wardrobe 0/2 done Done
* Add items to charity bag Done 3 kids t shirts & 2 pairs of shorts, a bag,photo frame

xJOJOx_2

Off to town after dinner, pick up provisional form and paperwork to council. Plus a few little bits. Really need to do some of the washing (espically the ironing and putting away) it is my nemesis!

daily Dfw's
Check Banking/Emails tick
Postcode Lottery tick
Check Onepoll and any other surveys tick
Nightly routine (plugs/doors etc)
Paperwork to council re request tick
Phone up pharmacy4u and register
Withdraw money for childminder ready for fri

Old school/using less
Use same 'daily' eyeshadow/lipstick to use up some supplies Tick
All lights/switches/TV off when not in use Tick
All meals from stock tick
Changing habit this week - don't boil kettle and walk off forgetting about and then reboil! tick
Seam to acquired a lot of half jars of stuff, so first use up all of Jam
Dressing gowns on and heating off am tick
Take bottle of juice while out to stop buying expensive drink when on time tick

Entertainment/Leisure
Listen to free spotify whilst cleaning
Netflicks whilst ironing
Walk most Journeys, may need taxi back dependent on little ones legs
Feed swans with little ones whilst near by

Home and declutting
Going to try and get in cleaning routine Wednesday...my bedroom
Sort one bag out for charity shop
Sort out wardrobe 1 in bedroom
Pick up one small item for house today

Upping my Income
Ebay at least one Item today
See if music magpie payment been made yet

Have a good day all xx

milliemummy

Hello. Was a nice sunny morning, but clouds are appearing...hope it stays dry, I ain't got my brolly!!

Today's list:

Check bank
Check one poll, etc
Walk up and down to work
Clean shop window...I have a nice white border to put round it to try and brighten/lighten it a bit, it looks really dark from outside even with the outside sign lit and the lights on inside.
B/L/D from stores...DS1 on dinner duties!
Need kitty and bunny food so will check for YS things while I'm at the supermarket later.
Hoover
Bag to Blue Cross
Find eBay things
Attempt to start sorting back room at shop.

Hope everyone has a good day:-)

its_maths_not_magic

Happy hump day peoples , after today the weekend is on its way :beer:. Today I am honouring my financial life by:

1. Coming here to keep my motivation high.
2. Working on my online business.
3. Cooked all meals from scratch.
4. Non spend day.
5. Stream some free tv later on.
6. Starting to plan for next week's budget, looking at a solid 4 spend free days.
7. Remembering that money is a great too for earning more money! PAY DEBTS, SAVE AND INVEST THE REST.