We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Incapacity Benefit - anything I can do??

Hi
I recently put in a claim for IB on the advice of the jobcenter. I gave up work back in March due to ill health so put in for backdating for the maximum of 3 months.

Anyway, I got a letter today saying that I am not entitled as I didnt pay enough NI between April 05 / 06. I phoned them to question this and it seems that because my daughter was born that year and I had 10 months off, I didnt pay enough NI to have benefits now. I thought my maternity allowance and child benefit paid my NI but it turns out they only pay towards my pension not towards any benefit claims.

So I am stuck at home recovering from a dislocated knee and waiting for an operation to put it right.... also suffering badly from depression and I cant claim any money because I had a child 2 years ago - somehow I cant help feeling a little 'put out' by this.

Is there anything I can do? I feel like crying.
2012 wins approx £11,000 including 5k to spend on a holiday :j

Comments

  • MandyG_3
    MandyG_3 Posts: 69 Forumite
    dont have any advice sorry but thoguht I would agree with how stupid it is sometimes.

    My hubby has been ill a long time and we have been entitled to nothing but are now trying for incapacity etc.

    hope you figure something out

    xx
    :jDebt free from 2010:j
    (except for mortgage lol)
  • Morglin
    Morglin Posts: 15,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    kit wrote: »
    Hi
    I recently put in a claim for IB on the advice of the jobcenter. I gave up work back in March due to ill health so put in for backdating for the maximum of 3 months.

    Anyway, I got a letter today saying that I am not entitled as I didnt pay enough NI between April 05 / 06. I phoned them to question this and it seems that because my daughter was born that year and I had 10 months off, I didnt pay enough NI to have benefits now. I thought my maternity allowance and child benefit paid my NI but it turns out they only pay towards my pension not towards any benefit claims.

    So I am stuck at home recovering from a dislocated knee and waiting for an operation to put it right.... also suffering badly from depression and I cant claim any money because I had a child 2 years ago - somehow I cant help feeling a little 'put out' by this.

    Is there anything I can do? I feel like crying.

    No, you cannot claim contributory IB, as you didn't work during the qualifying period, but depending on your circumstances, you may be able to claim a means-tested benefit:

    http://www.entitledto.co.uk/

    Lin :)
    You can tell a lot about a woman by her hands..........for instance, if they are placed around your throat, she's probably slightly upset. ;)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.