oh God! someone help.

supermum1988

AdrianC wrote: »

Find a good instructor, by recommendation, and have a first lesson. If you don't get on with them, find another instructor. Take their advice on practice with your brother - it may get you into bad habits which would make passing more difficult, not easier.

Nope, makes total sense. Cocky drivers are part of the reason I'm nervous of driving. I had a few lessons when I was 17 (I'm actually quite confident behind the wheel) with the same person so I know ill be ok on the instructor front.

AdrianC

So long as you're a learner, you need insurance that'll cover you as a learner.

So long as your car is physically on the road or in a publicly accessible carpark, and taxed not SORNed, your car needs to be insured.

Quentin

supermum1988 wrote: »

I wouldn't want to remain on his insurance. If I were to buy my own car, would I still need learner insurance or something different?

When you buy insurance you are asked about your licence.


So were you to be a learner when you want to insure your car then you would get a policy as a learner.


As soon as you pass then you would have to inform the insurer of this change to your status when they would amend the same policy to show you now had passed (and amend the premium too for the remainder of the policy year)

19lottie82

You're over complicating things by talking about "learner insurance".
All you need to do is apply for insurance as normal and when it asks what kind of license you have, select "provisional".

Also please be aware that it's not always recommended to drive without a professional instructor when you're learning as it can encourage bad habits.

Quentin

19lottie82 wrote: »

You're over complicating things by talking about "learner insurance".
All you need to do is apply for insurance as normal and when it asks what kind of license you have, select "provisional".

"Learner Insurance" is a different type of insurance.


It's designed for learners who intend to use someone else's car to practice in. (eg the OP using her brother's car)


It means the car's insurance is not in use whist the learner is driving it, and the learner doesn't have to go on the car's insurance as a named driver.


So there is no over complication at all referring to it!

ACG

I think I was 27 when I passed my test, maybe 26 (3ish years ago).
I went through 3 instructors before I found one I got on with and could have a laugh whilst learning.

I would recommend it as you do not pick up any bad habits before your test. You can also ensure you are being given the correct information.

Im not saying you are, but dont think your "old" doing your test now. I know a few people who were not interested in passing their test as soon as they could. I only passed my test for work, if I still worked in town I would still be jumping on buses and trains.

agrinnall

ACG wrote: »

I think I was 27 when I passed my test, maybe 26 (3ish years ago).

Don't you think you should be a bit worried if you can't remember how old you were when you passed your test just 3 years ago? I know how old I was when I passed mine, and that was 39 years ago.

benjus

I passed my test at 27 too... I took lessons and one attempt at the test at 17, failed it, didn't have enough money to continue, so went off and did other things (university, travel) before finally getting around to passing the driving test.

Back then (early 2000s) getting an insurance policy with a provisional licence for a late 20s man (and no other named drivers) wasn't prohibitively expensive at all - IIRC my first policy was with Tesco insurance. Don't know how things stand now, though.

jen245

I passed my driving test last year at the ripe old age of 34 haha! I bought myself a little 2nd hand Vauxhall Corsa, and I insured it with myself as the main driver and my hubby as a named driver. I went on to the comparison websites, and got a reasonable insurance policy with 1st Central. I went out driving with my hubby for a few months, almost every day, doing shopping trips visiting relatives etc, and once I built my confidence up, I booked a week long intensive course with a local driving school, took my driving test at the end of the course and passed first time. I love driving now, and am kicking myself I left it so long to learn, so best of luck!