Looking for one way + long stay travel insurance

konstantinovs

I've currently got annual multi-trip policy with coverwise but I have two trips coming up that won't be covered by them:

Trip 1 - 32 days in Africa. My policy only extends to trips with maximum length 24 days.

Trip 2 - 18 days in the US. Thing is I am moving abroad immediately after this trip so will fly from US to this new destination rather than returning to the UK. My current policy only insures on trips that start and end in the UK.

I phoned up coverwise and they quoted me a single trip policy for trip 1 at £66 and a single trip one way policy for trip 2 at £28. This seems quite expensive to me given that my annual policy cost £21.

Any ideas what the best way to approach this would be? Are there annual policies out there that have a particularly long maximum trip length as well as a one way allowance? Or would it be best to buy two bespoke single trip policies similar to what coverwise was offering for £94 total?

Thanks in advance.

Caz3121

I hope you will get use of your annual policy for other trips as it seems you have a cheap policy that is of no use to you for either of your trips
You could check something like World Nomads which do not have the same duration restrictions but may well be more expensive than the £94 currently quoted for the 2 policies

konstantinovs

Caz3121 wrote: »

I hope you will get use of your annual policy for other trips as it seems you have a cheap policy that is of no use to you for either of your trips
You could check something like World Nomads which do not have the same duration restrictions but may well be more expensive than the £94 currently quoted for the 2 policies

Thanks for the tip - I shall check them out! Yes thankfully I've managed to utilise the existing policy for other trips. Not money down the drain

Voyager2002

The two trips present different problems...

For your 32-day holiday, just shop around for single-trip cover. I suggest that you use an on-line search engine and take advantage of things like TopCashBack (happy to refer you to this for an additional bonus).

For your holiday in the USA en route to your new life -- would it cost very much more to return to the UK and then go to your final destination? Just about all the travel insurance sold in this country is for journeys that begin and end in the UK: the only insurer that I know of that would cover you is Nomads, and their insurance is expensive and would exclude cancellation in your case. If the quotation of £21 pounds really would cover what you plan to do then go for it: that seems absurdly cheap for anything covering the USA.

InsideInsurance

Voyager2002 wrote: »

would it cost very much more to return to the UK and then go to your final destination?

Given they've been quoted £28 to cover it I would be fairly willing to bet that it'll cost more than that to fly back to the UK from the USA

konstantinovs

Voyager2002 wrote: »

The two trips present different problems...

For your 32-day holiday, just shop around for single-trip cover. I suggest that you use an on-line search engine and take advantage of things like TopCashBack (happy to refer you to this for an additional bonus).

For your holiday in the USA en route to your new life -- would it cost very much more to return to the UK and then go to your final destination? Just about all the travel insurance sold in this country is for journeys that begin and end in the UK: the only insurer that I know of that would cover you is Nomads, and their insurance is expensive and would exclude cancellation in your case. If the quotation of £21 pounds really would cover what you plan to do then go for it: that seems absurdly cheap for anything covering the USA.

Right, I'll give that a try too (sorry, already a frequent TCB user, thanks for the offer though!)

Yes return flights to UK then an onwards single to Taiwan (new home) worked out a lot more than UK-US + US-TW. More than the cost of an insurance policy anyway. Regardless it's all been booked now so can't be changed

£21 was the price of my existing annual cover, £28 was the USA single trip one way cover. Didn't realise USA carried such a premium so if you say that's a cheap quote I'll give it a shot! But tbh the price of £66 for my 32 day trip surprised me, didn't expect one trip to cost that much. But I'll shop around for that first as you suggest.

Thank you for the suggestions.

hxm

just renewed my annual policy with insureandgo who offer cover for trips up to 45 days (Silver) or 90 days (Gold)