sarahevie's single quest to mortgage freedom

sarahevie1

Overtime and rent excess have bolstered my savings to 4009.00, really pleased to be at 4K, feels a lot more secure.

Get paid in 11 days and have around 450 left so should be ok. Still mortgage and phone bill to pay, but kids back at school after a spendy half term so should manage.

We have been trampolining, soft play, climbing, bowling, arts and crafts sessions run by a local theatre group. We have spent 8 days with friends. It has been a great Easter, my favourite time of the year:D:D

beanielou

Great result on 4k.
Glad you enjoyed half term.

sarahevie1

In my quest to use up things in the freezer, fridge before I buy anything else. I have made bolognaise sauce using 15p yellow stickered turkey mine, frozen sweetcorn, carrots, peas, 3 red onions. I reckon it's cost around #1.50. jar of heinz tomato soup.

Hope it will do two meals for five people. Tonight we will have it with pasta 32p.

sarahevie1

I've found a buyer for my house:j:j:j

It's actually the original buyer, who has found a first time buyer for hers, so that's us. FTB - house 1 - my house. Not bad as far as some chains go.

Both the houses I like are also empty, anyway not focusing on where I'm going yet, just would like to focus on actually selling my house.

Just booked to go away with a friend and her kids and my kids in August so something to look forward to.

As this house move has been so long in coming, I'd actually gone off the idea, but anyway it will be nice to be MF in a bigger house.

I can't complain but will miss this area, since I've been working part time, I've actually grown to love it again as been able to spend a lot more time within the community and with friends.

Not telling the kids we've sold the house just yet as we've sold it three times before and it is very unsettling for them.

gallygirl

Great news :T:T:T

beanielou

Good news

sarahevie1

Thanks all.

So onwards and upwards. Well savings I am happy to report are now at the $5000 level, so that's a good start. I know they will deplete with the house move, a very wise person said they get twitchy below 4000 so I'm pleased with that.

This months spends.

Petrol
138.55

Train
5.30

Water
36.00

Phone/Mobile/Broadband
48.01

Council Tax
121.17

Gas/Electric
77

Mortgage
136.06

Presents
17.05

Clubs
17

Cash
150 (This will be a lot of the girls clubs. They currently do swimming, acro, gymnastics, brownies, multi sports, mod, tap, show kids between them. Their clubs are important to me as I did no clubs as a child.)

Food
277.73

Clothes
30

Social
119.40 (Largely half term, but we had a blast:D)

Wage
Job 1 - 933.33
Job 2 -523.11
CB -192.40
Maintenance- 450

Total spends 1173.27

sarahevie1

Just to make it easier to keep track of.

April

Money earned 2098.84
Money spent 1173.27

Year to date

Money earned 7151.03
Money spent 4171.99

The extra 2000 in savings has come from surplus rent. Some of it will be needed to finalise my tax payments from 2017/18 as I still owe 460 by Jan 2019. It was wishful thinking on my part that the money taken from PAYE would cover it, it almost has, just not quite. :rotfl:

beanielou

Still looking good

sarahevie1

Doing my month end a little early as having a bit of a break.

Utilities including mortgage
429.86 This is remaining pretty steady

Petrol
140.59Aim to decrease this a little. Again seems fairly consistent. Each time I work it's a 16 mile round trip.

Food
156.88 Back on track with this:j

Childcare
332.10 Managed to get my childcare back, just need to see whether the increased hours at work, justify the cost.

Clothes
112.12 Extravagant but we all needed some. I do so well with clothes as a friend gives me all her daughters old ones, and they are always designer/high end high street. However,the girls needed a couple of new pairs of shoes each and I only buy decent ones usually Clarks or branded trainers.

Dancing
56 The girls activities remain important.

Cash
150
Brownie residential, brownie subs, fee for a dancing show, school trips.

Hol
90 spending a couple of nights in Scarborough in August.

Presents
42.43

Social
60.98 four meals out with friends.

Money spent 1657.96
Money earned 2058.60