📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

sarahevie's single quest to mortgage freedom

Options
1555658606178

Comments

  • Clarey008
    Clarey008 Posts: 158 Forumite
    You sound like you are getting stronger and I do sympathise as I have been in a similar situation with someone over the last few years who is absolutely no good for my self esteem.
    Mortgage Dec 2015 - £21545 Apr 2016 - £19930
    Crazy Clothes Challenge 2016 £79.98/£150
  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    sarahevie1 wrote: »

    Had the accountant round this week, but its all got a bit awkward, as found out ex is spying on me. Still not even kissed accountant, but I do like spending time with him. Anyway I was spotted at my local with the accountant a few weeks ago, and ex has now got it into his head that something is going on, I keep reminding him that HE left me a number of times, and told me very nastily to find someone else. Since I've been spending time with accountant, I'm starting to realise how bad for my self esteem ex is. Such as telling everyone he's ditched me, never being allowed to go out with his friends, just generally acting embarrassed to be with me. Ultimately with ex its his way or no way, and I'm finding that its no way these days!

    I can see very clearly when it started to go wrong with ex, when I started teaching.

    Clarity is a wonderful thing... keep your confidence up... you are clearly a very capable lady.. maybe your ex sees what he's missing... maybe he's a touch jealous as he didn't want you to move on... Don't put those emotional rose coloured specs back on you don't need anyone who makes you feel undervalued.. keep strong :)
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Glad to hear things are going well with the accountant even if it's just good company!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • sarahevie1
    sarahevie1 Posts: 630 Forumite
    Sixth Anniversary 500 Posts Combo Breaker Mortgage-free Glee!
    lost track of last weeks spends but won't be too horrific as had no children so didn't do any supermarket shopping.

    Spends so far this week (it's Easter hols for us so all off, but keeping to the budget.)

    £48.60 food shop.
    £42 petrol.
    £9 - day at the park. Succumbed to icecreams and drinks.
    £8.80 - went walking in the Yorkshire dales and went to the famous ice cream parlour.
    £1.20 - Magazine to read. Spent the morning at a local park, afternoon at school, evening at home.

    I'm pleased that three long days out have come in at less than £20 for four that's pretty good!
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • Just read through your diary...what an inspirational read! I'm also a primary school teacher and single parent. Really interesting to read of your balance between making overpayments/aiming for mf but also living at the same time and making memories with your children.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • sarahevie1
    sarahevie1 Posts: 630 Forumite
    Sixth Anniversary 500 Posts Combo Breaker Mortgage-free Glee!
    Expensive week

    Food shop for the week £50 included 4 easter eggs.
    Night out £19
    Day out with friends £33 - included having to buy DD3 a change of clothes when she wet herself and a monthly play pass which will lead to cheaper days in the future.

    £24 clarks shoes for DD3.
    £6 swimming costume for DD1.
    £14 shoes for work for me.
    The clothing spends were all essential.

    I've done a list of what the girls need for summer just a cardi/jacket each and a pair of sandals and that's it. Will not be sucked into buying anything else.
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • I'm loving reading about your cheap days out (and even the not-so-cheap ones) - we're just starting our fortnight's holidays here and it's very inspiring. Thanks!
    MFW diary here. 1 Feb 2017 $229,371 - MFD Feb 2043 :eek: aiming for May 2028
    14 August 2017 - Refinanced: $220,000
    January 2019 $211,580 Current MFD 31 June 2036
  • sarahevie1
    sarahevie1 Posts: 630 Forumite
    Sixth Anniversary 500 Posts Combo Breaker Mortgage-free Glee!
    Taken delivery of lots of paint today, my downstairs is being re decorated as a birthday present. So exciting, really looking forward to a little home improvements.
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • sarahevie1
    sarahevie1 Posts: 630 Forumite
    Sixth Anniversary 500 Posts Combo Breaker Mortgage-free Glee!
    I'm sat crying over a divan bed base, how utterly ridiculous:(

    Despite having a really good day yesterday, I am constantly torn between wanting to live for now, wanting to spend on my home, and really wanting to be mortgage free.

    I'm £200 into my 'savings' already, don't get paid for another 6 days, and my student tenant has broken his bed. I've also got the girls half termly bill for dancing and £35 for a show costume to pay before I get paid.

    Have been watching that rich house, poor house on the TV, the poor house has been me for the at least seven years and I'm getting sick of it. Going to give myself a kick up the rear and do the school run. :)
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    We all have down days over blinkin debt. Sending big hugs your way, dust yourself down and you'll be good.

    Hope you are enjoying the hols x
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.