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sarahevie's single quest to mortgage freedom

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  • Strange isn't it that some people can't see past that stuff! I tend to look at the worst places and think 'we could do this, we could do that' hence I think why we got ours for £80k less than next door with very little difference except decor!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • No spend weekend yay!

    Did an extra shift at the supermarket today. My sister came over to see us this morning.

    Weekly food shopping £42 so far, I've been really good the last three weeks at sticking below £55 so pleased with that, as it includes night time nappies, loo rolls, cleaning stuff, I've even bought new bedding and the odd bit of school uniform with my shopping.
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • Well done on the food shop totals!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Just booked to go to Costa Del Sol for October half term with the kids. I really should be making an OP on the buy to let mortgage but having a life is for living moment! Before I talk myself out of it, I've booked it :j:j
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • beanielou
    beanielou Posts: 95,620 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Totally with you on the life is for living.
    It is all about getting a balance and the kids grow up so quick & then they will be gone.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • So agree with you beanie and Sarahevie. Life is for living..
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • cookie9
    cookie9 Posts: 764 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Enjoy your holiday. It is important to keep a balance and it will make a lot of happy memories.
    MFW 91 op 2014 £410/1000
    MFW 91 op 2015 £4051/4000
    MFW 91 op 2016 £4040/4000
    MFW 91 op 2017 £812/4500
  • sarahevie1
    sarahevie1 Posts: 630 Forumite
    Sixth Anniversary 500 Posts Combo Breaker Mortgage-free Glee!
    Had a really good day today. Went with a few friends to The Web Adventure park for DD3s birthday. There was 10 kids and four adults so was a good day.

    DD2 had a birthday party so had to come a little earlier than we would have liked, but still got 5 hours there so a good day. Not really MSE as spent £45 including birthday gift for party, but had a really good time.

    Need to start getting quotes to sort out my house with a view to selling it/renting it.
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • sarahevie1
    sarahevie1 Posts: 630 Forumite
    Sixth Anniversary 500 Posts Combo Breaker Mortgage-free Glee!
    Good day out at the park. £4.45 spent on drinks/ice cream.

    Took the girls' scooters and they had lots of fun scooting around. We were there 5 hours and the temp was 25, practically tropical for up here :rotfl:

    Today I have been mostly thinking about giving up work, to make this possible mortgage be gone. Have also decided I need new carpets and double glazing. Aim to get quotes tomorrow.
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • sarahevie1
    sarahevie1 Posts: 630 Forumite
    Sixth Anniversary 500 Posts Combo Breaker Mortgage-free Glee!
    I have been browsing the ernest wilson business listings, you know the ones that crop up in the metro, ever thought of being your own boss etc etc.

    Anyway I was looking at pre school, playgroup, nursery type ones. As I really like teaching early years, just don't like working under the pressure and tyranny of a primary school environment. Anywoo searched for north yorkshire and found one I could kind of afford. (Well not really, but most are hundreds of thousands, this one is less than £50,000.)

    Anyhow feeling brave, I decided to send for the details. It is a term time only pre school registered for 16 children, 2-5 years old. (My dream age group.) It's an owner operator (full time) with 3 part time staff.

    Anyhow it could have been anywhere as north yorkshire is a big place, it just so happens to be in the village my parents' live in, round the corner from my old primary school. (I'm thinking already of the opportunity for providing before and after school club.)

    It's either a coincidence or meant to be :D:D
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
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