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7.8.07 what small dfw/mse thing will you do or have you done today?

Good Morning fellow DFW Peeps and welcome old timers and newbies alike :hello:

Welcome to Tuesday :cool:

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

So, today I will:
  • check online banking and update spreadsheet
  • go to the bank to pay in client money
  • bag up change from change jar and pay off credit card
  • do packed lunches for all
  • have a NSD hopefully
  • do storecupboard dinner
  • not increase my debt in any way
  • be positive :j
Have a good day everyone xx
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
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Comments

  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    1,000 Posts Combo Breaker
    I'm going to be doing:

    - Checked online banking and updated spreadsheets.
    - Paying in money from Carboot sale
    - Piggyclicks (if there are any)
    - Post Amazon sale and package up the ones that came in over night
    - Eat my packed lunch
    - Aim for a low spend day
    - Taking left over junk to charity shop rather then throwing it away (it's been to 2 car boots and no one wanted it!)
    - Not increase my debt in anyway (It's going to go DOWN!!!)

    Have fun x
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    Good grief is it 7th August already? Where is this year going?

    Today
    -I'm going to start entering competitions (frankly this month every little thing will help.....)
    -piggy clicks & surveys
    -I may get round to listing those blessed car-parts on e-bay.
    -nothing sold on Amazon & no feedback on the 5 I've already sold :( so I shall list some more.....

    It's not going to be a Low or No Spend Day, we're taking ALL the children & partners out to supper :eek: (the eat as much as you possibly can Chinese Buffet :o ) But for the first time we're not taking them on holiday, so £90 is better than £1500 I suppose :o
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Should be a no spend day for me, although does stocking up with cough and cold medicine paid for with vouchers count as spending?
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Morning hypno, morning all. Today I have:
    - done my finance practice. Doing it for real, I'd have made up to £380.
    - done a piggyclick (thanks for reminding me, Lucy 1982!).
    - written my list of things I have to do in the diary (its so repetitive for this thread that I'm not posting it, I'm ashamed!).
    Off to do the washing up. Have a good day all.
    2023: the year I get to buy a car
  • sweepster
    sweepster Posts: 448 Forumite
    Hiya everyone,
    Well today done daily clicks and online banking. Going to have a look at putting some more books on amazon already sold 3 put washing out. I am not going out today so hopefully a nsd.
    have a good one
    sweepyxx
    Aim to be mortgage free by 2017
    MFW 2016 overpayments here we go again £10000
    :T:T:T:T:T
  • save-alot
    save-alot Posts: 119 Forumite
    bank £35 cheque from greasypalm
    post acceptance letter to northern rock for £75 back for mortgage fees reclaim (I did not know if I had been overcharged so sent a letter anyway saying I had and it turned out to be true)
  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Aiming for a no-spend day.
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • Hi Hypo and all,
    Today I have hung the washing out as the weather here is lovely, having NSD, taking packed lunch and getting a lift to work so I don't to pay for parking, and tidying in the vegetable patch to see what veg is ready to be picked. hope everyone has a good DFW day, Shell
  • floss2
    floss2 Posts: 8,030 Forumite
    Hi All :wave:
    • check online banking & my spreadsheet
    • bank Ebay cheque
    • DF put all the washing on airer instead of T/dryer (no back garden so no line), so it's stiff undies & socks for us!
    • lunch from fridge & desk drawer (houmus & oatcakes)
    • fruit from Mr T's bargains (2-melon on bogof & bunch 6 bananas @ 28p)
    • put some stuff on Ebay
    • pick up Xmas pressies in Boots sale @ 1/2 stickered price
    • mobile currently on charge on my desk :D
    • tea from fridge & cupboard (pasta with pesto and peas & bacon)
    Have a good day!
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi

    Today I will:
    *Do my clicks
    *Buy OH something (anything!!) for his birthday but it HAS to be in the sale lol
    *Get OH cards from my stash, rather than buying new ones.
    *Send Amazon sale
    *List more on Ebay
    *Get rid of non-ebayable stuff at the charity shop


    Sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
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