700k – the best place for it

AtoZ_2

I'm soon to receive 700k through a house sale and am wondering as to the safest pace for it which will allow me access with the best interest rate. I've no plans to use the cash immediately which means that I'm not averse to putting it somewhere with more limited / restricted access, however I'm not looking to have it tied up somewhere for more than a year without access.

I'm loathe to spread it out across multiple accounts – which is something I've been informed of as a decent solution on another thread – but if that's the best way then so be it. I suppose, I'm hoping, perhaps naively, that there's a singular place for my money which will allow it to accrue decent levels of interest as well as regular access? A safe and seamless solution for the uninitiated basically.

Thoughts and opinions very much welcomed.

vouch0r

NS&i, remember anything over 80k is not covered in a bank if it were to go bust