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Proof of house ownership
NarkT_Ov
Posts: 61 Forumite
How do I prove I have ownership of the property I'm in having paid of the mortgage. When I paid if of the Building Society never gave me any paper work and said it was all electronic these days.
Who do I contact to get paper work?
Who do I contact to get paper work?
0
Comments
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£3 to the Land Registry here assuming the property is registered.
Otherwise, you should have paper deeds.0 -
£3 to the Land Registry here assuming the property is registered.
Otherwise, you should have paper deeds.
No paper work what so ever was given to me or posted to me when the mortgage was finished.0 -
How do I prove I have ownership of the property I'm in having paid of the mortgage. When I paid if of the Building Society never gave me any paper work and said it was all electronic these days.
Who do I contact to get paper work?
have you asked for the paper deeds .
I had to ask for mine ,the lender offered free deed storage ,I said no thanks and they posted them to me ."Do not regret growing older, it's a privilege denied to many"0 -
Same here ^^^^^^.Father Ted: Now concentrate this time, Dougal. These
(he points to some plastic cows on the table) are very small; those (pointing at some cows out of the window) are far away...
:D:D0 -
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A certificate from HMLR is defacto proof of ownership. In fact for registered properties (the vast majority of residential these days) it is the only proof.
You or anyone else who wants one can have one for £3.0 -
As others have posted the registered details are held electronically so you can check online if you wish to confirm such details.
Any future buyer/lender would obtain their own copy or view the details online as well to confirm your ownership as and when they need to - if you obtained your own copy now that would not be acceptable as proof in say 5 years time so it is very much a case of check when you need to.
There is a slight possibility that the property is unregistered if you live in the more rural parts of England or Wales but not if you bought or mortgaged after 1990.You can check the trigger date for compulsory first registration in your area in our online Practice Guide - section 8
Our online blog article explains some of the issues re deeds and where they may have been kept“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0
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