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Excessive car insurance cancellation charges

Hi

I had to cancel my car insurance policy with the post office today, as they would not quote for the new car that I am buying. The total cost of the policy to date (2 months) is £60. I now need to pay an extra £75 for a "short-term" policy and £35 cancellation charge. So, whilst I paid only £60 for the actual car insurance, I now have to pay £110 for them to never do any work for me again..........unfair?

Is this cancellation charge legal - can they charge more than their admin costs?

Also, does anyone know why I should be charged £75 for having the policy for only two out of twelve months?

Do you think that there is any likelihood of getting any/all of these charges back, by following complaints procedures etc?

I'm so angry!!!!!

Stephan

Comments

  • olly300
    olly300 Posts: 14,738 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Use the search facility on this board to answer your query in full.

    In short the charge is legal.
    I'm not cynical I'm realistic :p

    (If a link I give opens pop ups I won't know I don't use windows)
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