We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Defaults to CCJ's time limits?

Options
I'm in a position where my defaults are coming up to the 6 year mark where they should drop off my credit report and am hoping to get a mortgage in the next couple of years. I have payment plans in place but now worrying myself they could turn into CCJ's at any time! Anyone have any experience or advice on this?

Thank you in advance

Comments

  • happy_bunny_2
    happy_bunny_2 Posts: 4,488 Forumite
    If you are paying, then less likely to.

    Are you paying what you can afford?

    How long to pay off the debts given what you are paying?

    HB
    :beer:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.