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In theory, if your bank uses 2 factor authentication it will be secure. All https traffic is encrypted anyway between you and the web site, and if someone did manage to get a keylogger on to your laptop, the 2 factor authentication would mean that your credentials could only partially be captured.
Personally, I'd still be cautious about accessing my bank via open wifi. In fact, I never perform financial transaction via my phone, but that's just the paranoia in me as I have some non-play store apps on it.
My bank is Barclays and to log in or do any transactions the final security stage is to place my card into a 'Pinsentry' of which I have to input my PIN then input the respective 8 digit code, only then can I access my account. This is pretty well foolproof to any hackers.“Learn from the mistakes of others. You can never live long enough to make them all yourself.”
― Groucho Marx0
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