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Compensation for data protection breach

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Hello
Wondered if anyone might be able to help me with my dilemma...
We recently applied for a remortgage with Barclays. They advised me by text that my mortgage offer was on its way - some five days later it turned up, delivered by hand by a distant neighbour. Our mortgage offer had been sent to the neighbours address not ours. Neighbour had opened it, read it and delivered it to us when realised it wasn't for her (our names were on the top of the letter but out of view in the window envelope).
All our personal details were in the offer, including the mortgage figures etc. as well as a list of the credit cards with their balances that we must settle as part of the remortgage offer. Its hugely distressing to know a neighbour knows all your personal financial details!
We have put in a complaint and Barclays are looking in to it. They have asked what my expectations are in terms of compensation - We are not sure?
Can anyone advise?
Thanks in advance
«1

Comments

  • ACG
    ACG Posts: 24,534 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Realistically your not going to be talking thousands. £50-100 maybe.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Many thanks for the reply:)
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What damage has it cause you personally? Do you really think that your neighbours care about your finances. As far they are concerned soon be forgotten. Not as if the information is any use to them.

    Was the address incorrect or was it that the Postman misdelivered the letter?
  • Barclays sent me 50 recently as their tele banking advisor was rude to me - I didn't even ask for the compensation.

    Did Barclays have tbe wrong address on the letter - if so i would ask for £200, I think it's a gross & unacceptable breech of data protection. I can't believe the last poster states that the neighbour doesn't care about your finances - how do they know? Anyway if it was my post then I would care that my neighbour knew all my private things.

    If Royal mail posted it to the wrong address then I'd take the issue to them although I suspect they would be less sympathetic
  • Barclays had the wrong address. The address of the property to be mortgaged was correct. This was how the neighbour worked out where to deliver the offer to. Definitely Barclays fault!

    Thanks for the replies :)
  • Landofwood
    Landofwood Posts: 765 Forumite
    Did you input an incorrect address?
  • xHannahx
    xHannahx Posts: 614 Forumite
    £100-200 I would say is reasonable.

    We had a bank statement that they sent to a wrong address as they updated wrong after we moved.
    The place it was delivered to opened it as the name wasn't visible in the envelope window.
    Barclays gave us £150 as apology.
  • amnblog
    amnblog Posts: 12,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Perhaps you should sue the neighbour for opening it.

    Would you be bothered if they hadn't?
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Its sensitive personal identifiable data that has a right to be protected under the data protection act. If they sent it to the wrong address thats there bad and you should be rightly compensated. They have a duty to keep sensitive identifiable data safe.

    if the postman delivered it to the wrong address (with the correct address on the envelope) the Barclays have done nothing wrong, they sent it out with correct postal address.
    Finally dealing with debt: 01.01.2015 -£10,562.:(
    01.02.15-£8820 01.03.15-£8066 01.04.15 £7036 01.05.2015- 6128 01.06.15 £4957

    Pay ALL your debt off by Xmas 2015! #59- £5605/[STRIKE]£10,562[/STRIKE] 53%
    2015: Sell £1000 #69 £510.97/1000
    Virtual sealed pot challenge #24 £32.19/£300
  • lee111s
    lee111s Posts: 2,987 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Some people have nothing better to do than chase compensatipn.

    You have suffered no damage or loss. Mistakes are made, live and let live.
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