Cancelling before flying - bronchitis

[Deleted User]

Wife is OK at the moment. Unwell but not really bad.
Today GP has diagnosed bronchitis - we're flying Saturday.

Don't want to but, if she was unwell would we be able to cancel and claim? Or would travel insurance only allow this for 'serious' illness?

I guess you'd need a docs opinion that you were unfit to fly? Does feeling unwell count or is it just tough luck?

Obviously, want to know before cancelling....

mgdavid

depends what your insurance policy states, they vary from the sublime to the ridiculous. No way of knowing without reading it. Did you not ask or read it when you bought it?

InsideInsurance

Its down to the Dr, if he states she is unfit to travel then the insurance should pay unless (a) she has an undeclared history of lung conditions or (b) the insurers believe you coerced the Dr to sign her off as unfit but TBH even if that was the case then for something as straight forward as bronchitis then its not really going to be questionable.

[Deleted User]

mgdavid wrote: »

depends what your insurance policy states, they vary from the sublime to the ridiculous. No way of knowing without reading it. Did you not ask or read it when you bought it?

Not checked yet.

[Deleted User]

InsideInsurance wrote: »

Its down to the Dr, if he states she is unfit to travel then the insurance should pay unless (a) she has an undeclared history of lung conditions or (b) the insurers believe you coerced the Dr to sign her off as unfit but TBH even if that was the case then for something as straight forward as bronchitis then its not really going to be questionable.

Thought that might be the case. She has a history of asthma but its declared.

She told GP today she was flying and he has not advised her not to do it. So I guess thats it.

She says she'll be fine but I wanted to check.

lea2012

The other thing that you may need to bear in mind is that this is now classed as a 'pre-existing condition' so should you go and it worsens then your insurance are unlikely to cover you for any medical care needed whilst away. If you do decide to travel you will be best to call them before you go and advise them of the illness, that way they may still cover you if you pay a small excess. (might not but better than going uncovered).