Wednesday 1st April - what small DFW things will you do today?

xJOJOx_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and canceling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

xJOJOx_2

Good morning everyone,

Wind seams to settled down now at last! Not much happening today as I've got a day off,mbut I do need a big catch up on housework as I had a very lazy day yesterday! Not like me but I think I needed it.

Easter is nearly here, all eggs and easter hunt items all brought and stashed away already :-D

So today's listy

~ Big cleanup in all rooms
~ No spend day (except bills)
~ check gas and electric readings (done - wow loads of credit left, using so much less now, still going top up a normal amount to build it up)
~ check outgoing and weekly budget (done)
~ pay some £££££'s off c/c (done £55)
~ let work now I'm availability to work sat night if required (done)
~ something on eBay selling pages
~ check emails (done)
~ check online banking (done)
~ all meals from stock (tea already prepped)
~ birthday party on sat, so need to see if I have anything left in stock card/present, if not need to pop on shopping list for tomorrow (done, present will have to make card)
~ write shopping list :-)
~ post ebay parcel
~ make birthday card

Have a super money saving day :-)

And fingers crossed for Bob today xx

cabriolean

Deep clean bedroom, it's a total mess at the moment and organise stuff for ebay selling.

DawnW

Morning all
Thanks for starting us off Jojo.

Woke up at 4am again, and with a cold
So far I have fed the animals and checked the banks. I have put the heating on for a while as well, as it is freezing When will we get a nice warm day?

Might sneak back to bed later, but must do the following at some point today:
Put bread machine on (in a minute) as no bread left
Take some more items to sales unit, walk there if I feel like it, and there isn't too much to carry, to save fuel and get some free exercise
Pay in a cheque while I am out
HM meals from stores - not a NSD though as I will need to buy more tissues and paracetamol :mad: I will try the new branch of Savers that has opened in town, see what they are like. Our Superdrug closed down unfortunately (I quite like Superdrug) and this Savers store opened in its place.
Clean upstairs if I feel better later

Most unexciting list today Better get that bread machine on!
Hope everyone has a good day

Bob, hope all goes well

Baileys_Babe

JOJO thank you for starting us off.

BOB good luck with the location people today and well done on how successful the business is.

Well I feel a complete fail, having been MIA I posted on Saturday and said I planned to post for 10 consecutive days, I didn't even go back and update my progress or more accurately lack of progress. Well today is a new month and I will try to be better at this.

Today
Post on this thread done
B L D from stores
Open curtains fully done
Post birthday cards - if posted today I can use 2nd class stamps
Write shopping list
Shop only buying what is on the list
Remember to use vouchers when shopping
Close curtains before it gets dark
Reconcile bank accounts done
Budget for April done
Dry washing on airer, think the weather is to changeable to risk putting it on the line
Resume email cull, aim for 100 today done
Check FPL
Educate children for free
Entertain children for free
Soak porridge overnight
DW set to run overnight
WM set to run overnight

carrielovesfanta

Wowzers the thread got very busy last night!

Thanks to JoJo for starting us off

Dawn and GO - sorry to hear you are under the weather

Bob - best of luck for today!

Ziggy - glad you had a lovely day

BB - don't beat yourself up, start afresh with a new month

FatVonD - exciting news on the house :j


Hello and good morning to everyone else


Still pretty windy here in the NW. We didn't have our planned dinner last night as OH was desperate to go out for tea. I did mention the whole thing about Saturday to him and the results were not good. Without hashing over too much detail, he seems to be entering a bad period health-wise, after having about 6 weeks of a good period. This makes it very difficult for him to see things objectively. His concerns about asking to pay for our own stuff appear to be based around a fear of upsetting everyone and making their lives difficult, being laughed at by his brother and everyone thinking we are poor and it's his fault.


Anyhoo, here's today's little list

• B/L/D from stores - done
• Charge phone in work - done
• Check online banking and reconcile spreadsheet (did very well at this last month) - done
• Took gas and elec readings. I have been doing this since the new windows went in. We had been using about 26% more gas than last year (OH at home in the day, colder weather and keeping house generally warmer). Since the windows went in we have been using about 20% more, so a 6% drop - done
• Bit of housework. OH claimed to have done some yesterday but either he didn't or it was very poor (another sign he is ill) - done
• Keep to calories and log food (have managed 2 days so far!)
• Ring my nan to wish her happy birthday - done
• Moved money from paypal to cover postage on ebay sale - done
• Make soup
• Put bread on
• Debate use of doing a new SOA

oooo my apple trees have arrived!


Right, that's me I think. Have a good one all


clf x

ziggy2407

Good Morning All

JoJo - Thanks for starting us off, enjoy your day!!
Dawn - Hope you feel better soon.
Bob - Have a wonderful day!!

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

My little list:

Strip beds -
Washing -
Packed lunch for DH - Done
Email Virgin and ask when contract up
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks - Done
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Read -

Have a great day, love to you all

C x

1HANNAH

Thanks for the start jojo, a lazy day is just what we need sometimes

Dawn - get well soon


Bob - Good luck for today!! Fingers crossed x
BB - Welcome back
FatVonD - Fab news!
CLF - sorry to hear that OH isn't in the best of health.


A day at home with hubby & kids (after a busy day yesterday this is a nice change of pace!) Kids are waiting for a delivery, they used their pocket money that they've been saving since Christmas to order some lego/Xbox game to share and we missed the delivery yesterday so they keep looking out of the window waiting for the van to pull up! YAY its arrived - two happy boys!


Todays little list
* Read a chapter of my book thats been on the bedside table 1yr+
* Washing on the line (forecast rain later so must keep an eye on it!)
* Check Sun perks -done
* Check FPL done
* Check TCB done
* Check Quidco done
* Check emails for survey opportunity's done 1 yougov
* Check Banking/update spreadsheets - close off March done, shows we need try harder on getting food bills down but our entertainment spending is about a 1/4 this year then the previous years which is great.
* Do some Swagbucks done a bit but not going to spend ages on it as we are going to watch movie
* All meals from stores but not a nsd as we've just had Tesc0 delivery.done must try not to eat anymore of the boys easter eggs!!
* Continue unsubscribing from junk emails done
* Heating off - central heating off, but hubby put the little fan heater on a couple of times
* Mend eldests onesie as it has a hole in the pocket - done
* Stich picatcho back together as he's losing his belly (kids soft toy)done
* Stich cushion -couldn't find anything wrong with it!!
* Entertainment will be movies from stash again, last night it was The Bourne Identity, we bought ourselves the Bourne films boxset for Xmas 2013 and only took off the cellophane last night, so the 2nd film will be one we watch today starting now
* Add dvd's that we/kids don't want to the bag for the charity shop I've started upstairs done
* New neighbour put a Happy easter card through the door, as I had the sewing stuff out I went online and found a free cross stitch happy easter egg design so I've made it this afternoon (haven't cross stitched since I left school, 21yrs ago), and sent it over to my mums (she has loads of cards that the cross stitch stuff fits into


Have a good day all xxx

twiggy86

Hi all!

Bob - thanks for remembering about the job. Unfortunately they decided not to take anyone else on but I'm keeping my eyes out for other jobs. And fingers crossed for you today!!!!

So today I have/will:-
* Post on here!
* Wash bedding on 30 degree quick wash
* Hang bedding on line (and pray it doesn't rain before I get home from work!)
* Check banks
* Continue using free foundation samples
* Take lunch to work
* Fill water bottle up at work
* Switch energy supplier (didn't have a chance yesterday)
* Dinner from stores
* Sort out all clothes around the house
* Dust bedrooms

Think that's everything for today!

Hope you all have a good day!

milliemummy

Better late than never! So good afternoon.

Today's list:

Feed furries (done)
Walk up and down to work
Check one poll etc
Check bank (done)
B/L/D from stores
Not an NSD as I need foil and bin bags, will check for YS items while I'm shopping
Hoover ( done)
Tidy kitchen ( done)

Think that's about it. Happy Wednesday, everyone.

xJOJOx_2

nearly done all my jobs for the day! Just having a brew then going to clean kitchen and make some sandwiches for ds1 and get everything ready for the morning! Then a nice hot bath and pjs! Little one isn't going to bed well anymore, it's really stressful and means I'm not getting free time til much later on! also means later bedtime as I'm so shattered from trying to get her to sleep I'm doing my evening jobs at the pace of a snail. Jobs I can't to in the day as she's so active!

Night all xx