Cifas - can I get ANY credit?

andyf777

Also ed-1, i have read the cifas members list in the past and EVERYONE is on the list. Can you find anyone who isn't

I will even pay someone to help me, maybe a solicitor who can help remove the marker?

DCFC79

andyf777 wrote: »

Also ed-1, i have read the cifas members list in the past and EVERYONE is on the list. Can you find anyone who isn't

I will even pay someone to help me, maybe a solicitor who can help remove the marker?

Do you have anything to prove what you say happened ?
If not then you can't get it removed, even you did have proof it may not be possible to get it removed.

I wouldn't bother with a solicitor, save that money instead.

andyf777

No thats the thing, i have no proof other than my word and a bank transfer transactin for £2000 to the broker (who i have since found out wasnt regulated)
I really am snookered

Ed-1

andyf777 wrote: »

No thats the thing, i have no proof other than my word and a bank transfer transactin for £2000 to the broker (who i have since found out wasnt regulated)
I really am snookered

Isn't CIFAS category 4 application fraud (facility refused)?

With regards non-CIFAS members, I can't think of any that offer current accounts (other than credit unions) but for loans/mortgages there are several building societies (shame YBS isn't one!) such as Chorley for example.

Did Lloyds apply instant closure or give you notice of closure out of interest?

DCFC79

andyf777 wrote: »

No thats the thing, i have no proof other than my word and a bank transfer transactin for £2000 to the broker (who i have since found out wasnt regulated)
I really am snookered

I don't see how a solicitor would help then. All I can suggest is what I last said.

Thrugelmir

andyf777 wrote: »

No thats the thing, i have no proof other than my word and a bank transfer transactin for £2000 to the broker (who i have since found out wasnt regulated)
I really am snookered

Did you sign the mortgage application forms?

andyf777

Ed-1 wrote: »

Isn't CIFAS category 4 application fraud (facility refused)?

With regards non-CIFAS members, I can't think of any that offer current accounts (other than credit unions) but for loans/mortgages there are several building societies (shame YBS isn't one!) such as Chorley for example.

Did Lloyds apply instant closure or give you notice of closure out of interest?

Yes cat 4 facilty refused
I may look into a credit union then, thanks for that. And yes lloyds instantly closed my accounts, no notice whatsoever

andyf777

Thrugelmir wrote: »

Did you sign the mortgage application forms?

Yes, he said "sign here" on the form :mad:

andyf777

Ed-1 wrote: »

Isn't CIFAS category 4 application fraud (facility refused)?

With regards non-CIFAS members, I can't think of any that offer current accounts (other than credit unions) but for loans/mortgages there are several building societies (shame YBS isn't one!) such as Chorley for example.

Did Lloyds apply instant closure or give you notice of closure out of interest?

Could you kindly give me a few more building socierty names that dont use cifas? Many thanks

GingerBob_3

Isn't CIFAS great! An effectively unregulated blacklist that can cause innocent people to be 100% financially shafted. I bet in itself it's a cause of fraud!