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  • Kelxx
    Kelxx Posts: 103 Forumite
    Just paid £130.00 off Barclaycard, :j £970.00 before July to go :)
    :heart:***I LOVE, LOVE, LOVE YNAB***:heart:

  • Actually just realised my next milestone will be going from my paid off ammount starting with a 2 to starting with a 3, so I will post when I've achieved this one!
    A Payment A Day keeps the debts at bay
    PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Well after 10 long years we are just about to do our last Stepchange review. £118,500 paid off only £7,000 to go. Debt free before Christmas ��

    :T This one stands out for me, what an amazing amount you have paid off..well done and roll on Christmas!! :T
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat wrote: »
    :T This one stands out for me, what an amazing amount you have paid off..well done and roll on Christmas!! :T

    Thank Puzzcat.
    It has been a long journey, but to anyone with a way to go whenever I felt overwhelmed I just remembered the times when I couldn't sleep with worry or was terrified of the post arriving or phone ringing. I used to think that I had no rights as I couldn't make my payments and was at the mercy of my creditors. Now I realise I actually have the power, every single penny we owed will be repaid and I will not be bullied. Saying that some companies have been much better than others.

    So to all of you who have years to go keep at it you will get there in the end and when it feels difficult just remember what it was like before your LBM.

    After that ramble I really need a drink!
  • Karen777
    Karen777 Posts: 416 Forumite
    Knock, knock - is the inn open yet Karen?

    Just popped in for a wake me up orange juice and to say we have probably reached our last milestone before being debt free .......


    99% paid off today! :beer: :j :beer:


    Though I am sure we can make a few more tiny milestones to get back in the inn :rotfl:

    Well done everyone :T

    TTFTM x

    This bar is always open! Welcome welcome one and all. The taps flow freely and the jukebox is always on.... just keep the noise down on your way out or creditors will think we are not miserable enough :)

    99% wow wow wow wow. I'll drink to that! :T

    well done everyone... great milestones!
    Debt at highest - June 2013 - 26k/ March 2018 - 2500
    Proud to be dealing with my debts
  • Bored
    Bored Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    My loan balance is now under £2000, down from £9000 at the start. :)

    Next milestone is wipe it out entirely. :money:
    2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
    Mortgage Overpayment Total: £22,397.1
  • Learning2Budget
    Learning2Budget Posts: 1,092 Forumite
    Hello. Can i join in for a pint please? Our next big step is ducking below 17k. 1 month and we are there. L2B.x
    LBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/2018 :)
  • Hi

    Congratulations everyone!

    Debt free for 14 months after paying off almost £60k! I like to take stock of our financial position on the debt free anniversary every month to make sure i never forget how bad things were at the height of our debt.

    Keep going everyone, being debt free really is worth the struggle and frees you to make your dreams come true.

    I emigrated 6 months after paying everything off, it had been our dream for over 20 years but we couldn't afford it with monthly payments hanging over us. Left the uk 8 months ago, still debt free and never been happier!
  • FireWyrm
    FireWyrm Posts: 6,557 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I just paid £880 off the debts this month bringing the total outstanding to less than £7000 which is an amazing feeling. I calculated that at the height of our debts we were at £23k. I am plugging away and I am on course for December 2015. We are actually talking about how we would like to spend the estimated £10k we will have spare next year now. There are windows to buy and appliances in desperate need of replacement, all of which become a reality in January. I have just balance transferred £6k onto another 0% card (fee free - don't worry) which means once again this year, there will be no costs. I don't even learn the PINs for my credit cards so I cannot spend on them even if I was tempted.
    Debt Free! Long road, but we did it
    Meet my best friend : YNAB (you need a budget)
    My other best friend is a filofax.
    Do or do not, there is no try....Yoda.

    [/COLOR]
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Some brilliant inspiring posts on here! Well done everyone:beer:

    Ellie x
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