Transferring NCB

mossman_uk

Hi

I have two vehicles and two insurance policies.

I'm selling one vehicle with 9 years NCB and my other vehicle has 2 years NCB and is just past renewal.

Once my first vehicle is sold, can I transfer my 9 years NCB to the other policy straight away or can I only do this by retaining the NCB and adding it at the next renewal?

Thanks

Quentin

You will have to wait till renewal then substitute the 9 years NCD for the 3 years NCD.


If it's cost effective you could cancel the current policy (using the 2 years NCD) and put your car onto the policy with the 9 years NCD as a replacement for the one you are selling

InsideInsurance

mossman_uk wrote: »

can I transfer my 9 years NCB to the other policy straight away or can I only do this by retaining the NCB and adding it at the next renewal?

Most insurers wont allow you to change the NCD mid term but there is no harm in asking and you may have a slightly better chance if both vehicles are/were insured by them.

If they wont you can do it next year, most insurers will accept an NCD for up to 2 years and so if you did do it at renewal then you'd have a "spare" 3 year NCD that'd be valid for up to two years should you go back to owning a second vehicle.

mossman_uk

That was what I suspected
Thanks