We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly. Please bear with us while we get this fixed, and see Site feedback for updates.
Putting credit cards on hold while ill
Kris35
Posts: 167 Forumite
in Credit cards
Hi all,
Ive been awarded ESA for the first time in my life and am asking the credit card companies to freeze interest payments for now. Only contacted one so far and they were really good but this is what they want to see as proof:
ESA letter (I have no problem sending them a copy).
Bank statement showing allowance going in (well yes thats ok I spose but not too happy)
Letter from accountant (I was self employed but its folded now. Bit nosey I think.)
Has anyone heard of this?
Thanks,
Kris
Ive been awarded ESA for the first time in my life and am asking the credit card companies to freeze interest payments for now. Only contacted one so far and they were really good but this is what they want to see as proof:
ESA letter (I have no problem sending them a copy).
Bank statement showing allowance going in (well yes thats ok I spose but not too happy)
Letter from accountant (I was self employed but its folded now. Bit nosey I think.)
Has anyone heard of this?
Thanks,
Kris
0
Comments
-
If you're asking for their financial assistance, then it's standard for them to ask for some evidence.0
-
This sort of thing is normal when asking banks to help.0
-
Ok thanks. Just checking.0
-
do be aware you are probably trashing your credit rating for the next 6 years0
-
I work in income recovery and ask for a LOT of information if someone requests a repayment plan. I need to be sure that they are telling the truth - and can also advise if I don't think a customer is gettting the right benefits so I'd like to think I can help them as well.
If the person is genuinely in need and has nothing to hide I see no reason why they wouldn't provide the information I am requesting.0 -
We should all have the right to put our credit cards/bills on hold while ill especially if you can show supporting documentation.0
-
walker_jules wrote: »We should all have the right to put our credit cards/bills on hold while ill especially if you can show supporting documentation.
I'd have thought 'only if' rather than 'especially'.0 -
walker_jules wrote: »We should all have the right to put our credit cards/bills on hold while ill especially if you can show supporting documentation.
what do you mean by 'the right'?
in the uK, defaulting on debts isn't a criminal offence so you already have that 'right'?0 -
walker_jules wrote: »We should all have the right to put our credit cards/bills on hold while ill especially if you can show supporting documentation.
Nope. If we could all take a payment holiday, regardless of whether we needed it or not then the cost of credit would go up.
People in difficulty perhaps.£1000 Emergency fund No90 £1000/1000
LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 348.4K Banking & Borrowing
- 252.1K Reduce Debt & Boost Income
- 452.5K Spending & Discounts
- 241K Work, Benefits & Business
- 617.4K Mortgages, Homes & Bills
- 175.7K Life & Family
- 254.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards