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Very

thistle73
Posts: 47 Forumite
in Credit cards
hi guys
ive a VERY account ,which ive had couple years ,never missed a payment etc but today i reslised i stupidly forgot to pay it :mad:
it was due on 27th and paid today 29th and also set up direct debit which i should have done b4 like i do with my credit cards
my credit file is in great nick and wondering if ive ruin it with having this late payment ,hense its 2 days late
ive a VERY account ,which ive had couple years ,never missed a payment etc but today i reslised i stupidly forgot to pay it :mad:
it was due on 27th and paid today 29th and also set up direct debit which i should have done b4 like i do with my credit cards
my credit file is in great nick and wondering if ive ruin it with having this late payment ,hense its 2 days late

0
Comments
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hi guys
ive a VERY account ,which ive had couple years ,never missed a payment etc but today i reslised i stupidly forgot to pay it :mad:
it was due on 27th and paid today 29th and also set up direct debit which i should have done b4 like i do with my credit cards
my credit file is in great nick and wondering if ive ruin it with having this late payment ,hense its 2 days late
I guess you'll just have to wait and see.
You've paid late, but you've paid before your next statement date.
My Very payment is due on a Monday and my statement is produced the follow Saturday.
I don't know how strict they are about applying payments to an account between those dates.0 -
As I've mentioned elsewhere, if owe £0.01 and you're one day late in paying, they - including Very - will hit you with a late payment marker.
Very is a particularly aggressive company when it comes to credit reporting (see many other threads about them) they subscribe to the lie that a late payment marker represents "the truth" so they must report it and can't remove it.
I'd watch them very carefully, and ideally don't do business with them; close your account, if possible.0 -
As I've mentioned elsewhere, if owe £0.01 and you're one day late in paying, they - including Very - will hit you with a late payment marker.
Very is a particularly aggressive company when it comes to credit reporting (see many other threads about them) they subscribe to the lie that a late payment marker represents "the truth" so they must report it and can't remove it.
I'd watch them very carefully, and ideally don't do business with them; close your account, if possible.
I paid my very account nearly a week late once and it wasn't reported to the CRAs.Im an ex employee RBS GroupHowever Any Opinion Given On MSE Is Strictly My Own0 -
A single late payment marker does not ruin a credit history.
Repeated ones do (and quite rightly probably) A single one does not.£1000 Emergency fund No90 £1000/1000
LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
!0 -
I made a late payment to Very (1 or 2 days late). I was charged £12 late payment fee when I looked at my next statement. No late payment marker was ever added to my credit files.0
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