Nationwide Flex Direct options

YorkshireBoy

SevenOfNine wrote: »

Very good points made in your second para, definitely worth consideration & now I might have to tell him!:rotfl:

If you'd involved him from the start you could have been sat on 6 or 8 accounts between you now (and maybe even more ).

SevenOfNine

YorkshireBoy wrote: »

If you'd involved him from the start you could have been sat on 6 or 8 accounts between you now (and maybe even more ).

..........on the other hand he could have involved himself instead of being too busy on the golf course leaving it all to me. I loathe financial stuff & am rubbish at maths.

This site really helpful though, going to apply for joint FlexDirect & TSB tomorrow, hope Yorkshire cough up my £150 & M&S extend switch incentive so I can move on to drip more of his salary in to 6% monthly saver.

Thanks, & apologies OP for hijacking you thread.:wave

YorkshireBoy

SevenOfNine wrote: »

going to apply for joint FlexDirect...tomorrow

Don't forget to go through the cashback sites (Quidco/TCB) for an £80 bonus, and/or the Nationwide Refer A Friend bonus (if you've an account with 2 DDs which you can switch to them).

colsten

duplicate of http://forums.moneysavingexpert.com/showpost.php?p=68423943&postcount=6

Roseanne1

Just a quick question. My mult-trip travel insurance expires in September. I am very interested in Nationwide's free European travel insurance offering with the Flex Account (if it is still on offer by then that is). I currently have the Flex Direct for the 5% interest but this does not expire until next year. So is it possible for me to have the Flex Account for the free insurance at the same time as having the Flext Direct? I read somewhere that, if you change from Flex Account to Flex Direct, your cover will end, which I interpret to mean you can't have both but I cannot see anything definitive in the terms and conditions.

keiran

Pretty certain you can have both Flex Account and Flex Direct accounts at the same time

Roseanne1

keiran wrote: »

Pretty certain you can have both Flex Account and Flex Direct accounts at the same time

Thanks Keiran, I may try and go for that then when my current insurance is ready to expire. :T I had planned getting it when my 5% interest dropped to 1% but, if I can get it earlier, all the better. :money:

keiran

Great!

Don't forget "recommend a friend", where Nationwide will give you and your friend £50 each for a completed application!

This would be payable on top of cashback obtained by going through topcashback, etc

Yorkshire_Pud

Roseanne1 wrote: »

Thanks Keiran, I may try and go for that then when my current insurance is ready to expire. :T I had planned getting it when my 5% interest dropped to 1% but, if I can get it earlier, all the better. :money:

Yes you can have up to 4 flex type current accounts at any one time.

For the free European travel insurance you need to fund the FlexAccount with £750+ each calendar month for THREE months before you can qualify for the travel ins AND to maintain cover you need to fund the account with £750+ every month thereafter. Cover outside Europe means paying for an upgrade.

Roseanne1

Yorkshire_Pud wrote: »

Yes you can have up to 4 flex type current accounts at any one time.

For the free European travel insurance you need to fund the FlexAccount with £750+ each calendar month for THREE months before you can qualify for the travel ins AND to maintain cover you need to fund the account with £750+ every month thereafter. Cover outside Europe means paying for an upgrade.

Thanks, I knew about the £750, another SO to add to the list. :rotfl: My mum will likely have to get a single trip policy then to cover her next holiday, which is in June, before we do the RAF thing. I'm covered because I travel a lot during the year and I have a multi-trip, which expires in September so, with any luck, I'll start getting cover through Nationwide in time for that policy to expire. :T