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Ecstatic Laughter In The Evenings

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  • Anon
    Anon Posts: 14,561 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 2 April 2015 at 8:02AM
    Savvybuyer wrote: »
    Have I ever suggested that anyone should get Brown Basmati with Roasted Veg. or Rice Sweet Chilli & Lime? No!

    In my defence my phone was dying so I had to guess ... but point taken, your lists can be really helpful when we take the time to check :A.

    Anon
  • juju17
    juju17 Posts: 1,266 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I read an interesting article in moneymail yesterday.
    As you are aware from April 2016 basic rate tax payers will be able to earn £1000 in interest from their saving before paying tax (£500 for higher rate tax payers).
    You can start a regular monthly type savings account after April 6th this year, where the interest does not get added until April 6th next year, at the end of the year term.
    Although the interest has been earned in the previous tax year, it is when it is added to the account that counts, so it will come under the new rules and count towards your tax free allowance.
    So if you start your plan this April 6th, the new allowance rules will be in place by the time you get your interest.
    Hope I have managed to explain that in a way that makes sense?
    Any opportunity to pay less tax is good for me.
    Keep Moving 2018 challenge.
    January....
    Week 1-4 total 159.44 miles
    Week 5.... 41.66 miles
    Not moving anywhere! House renovations taken over life!!
  • Anon
    Anon Posts: 14,561 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 2 April 2015 at 8:03AM
    emmad5689 wrote: »
    Could anyone confirm that this is the sanex we need please, I thought someone said silver top but active but when I've search active has a blue top???


    http://www.mysupermarket.co.uk/Shopping/FindProducts.aspx?Query=sanex%20deodorant%20active

    Yes it has a blue top - I cannot see your link as MSM insists on loading the login page :mad: - but hopefully you can see this http://m.groceries.asda.com/#item/910000834848

    Hth

    Anon
  • TrulyMadly
    TrulyMadly Posts: 39,754 Forumite
    Part of the Furniture Combo Breaker Cashback Cashier
    s12s wrote: »
    Just while am logged in just wanted to say I really appreciate the replies, have said before and just wanted to say again this is the only place I feel I can ask and it does mean a lot that you guys reply so thank you.

    Really huge thank you, and no it's not (all) about the glitches, it so sooo much more.

    :smileyhea:smileyhea:smileyhea:easter::easter:
    To do is to be. Rousseau
    To be is to do. Sartre
    Do be do be do. Sinatra
  • Dizzy_Ditzy
    Dizzy_Ditzy Posts: 17,470 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Morning all

    That was a soggy walk round to Cluckingham House :eek:
    I’m a Forum Ambassador and I support the Forum Team on the Health & Beauty, Greenfingered Moneysaving and How Much Have You Saved boards. If you need any help on these boards, please do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com

    All views are my own and not the official line of MoneySavingExpert
  • s4mmy
    s4mmy Posts: 640 Forumite
    Part of the Furniture
    edited 2 April 2015 at 8:03AM
    emmad5689 wrote: »
    Could anyone confirm that this is the sanex we need please, I thought someone said silver top but active but when I've search active has a blue top???

    Good morning Emma
    The Sanex deo has a blue top and bc ends 63620
    Hth
    S4mmy x

    Just realised someone else has already replied......sorry.
  • EMMAP
    EMMAP Posts: 4,746 Forumite
    Debt-free and Proud!
    It's Thursdayyyyyy! Hornet did you say you got an invite to do a live YouGov poll for the leaders debates? Me too :D

    Can't wait! :)

    Happy Thursday which is technically Friday coz of Easter everyone!
    Debt free 6th December 2014 :)

    'Kindness is a simple act to show someone that you see them and that they're worth it'
  • remote90
    remote90 Posts: 993 Forumite
    juju17 wrote: »
    I read an interesting article in moneymail yesterday.
    As you are aware from April 2016 basic rate tax payers will be able to earn £1000 in interest from their saving before paying tax (£500 for higher rate tax payers).
    You can start a regular monthly type savings account after April 6th this year, where the interest does not get added until April 6th next year, at the end of the year term.
    Although the interest has been earned in the previous tax year, it is when it is added to the account that counts, so it will come under the new rules and count towards your tax free allowance.
    So if you start your plan this April 6th, the new allowance rules will be in place by the time you get your interest.
    Hope I have managed to explain that in a way that makes sense?
    Any opportunity to pay less tax is good for me.

    Thanks Juju. Do they give any examples with good rates?

    What with ISAs and the £1000 allowance, it will good to pay no tax on interest.
  • remote90
    remote90 Posts: 993 Forumite
    remote90 wrote: »
    There's a coupon on mymail for £1.50 off Simplee Aloe 1LTR [Grape Fruit Juice]. I printed the coupon and it's doesn't actually say 1LTR anywhere on it! Sada apparently sell a 330ml carton for (you guessed it) £1.50. :beer: According to MyS, nowhere else sells this size, so I'm hoping it will be a good filler!

    Just want to confirm that this works and is a safe filler to all other shops
  • Anon
    Anon Posts: 14,561 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    remote90 wrote: »
    Thanks Juju. Do they give any examples with good rates?

    What with ISAs and the £1000 allowance, it will good to pay no tax on interest.

    I would think any of your regular saver type accounts where interest is paid annually would work if you set them up in the new tax year.

    No doubt you would have to fill in an R85 type form as otherwise how would the bank know not to take interest off (may be easier to get you to reclaim than the tax man wait for you to pay up if you get more than £1000 as a basic rate tax payer or £500 as a higher rate tax payer ... but probably unlikely must of us would ever get near £1000 interest even with our shenanigans in current accounts, switching and the like) unless the rates start to pick up.

    Anon
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