Standard Life S&S Isa any good.

sebastianj

Can any one shed some light on how 'Standard Life' Isas have performed in the past? Any one expecting to benefit from it in the future?

Sebastian.

Gram_Parsons

You need to look at the fund or funds that make up the ISA and also look at what Standard Life are charging. You can look at the fund factsheets on places like Morningstar or Trustnet etc and check the past performance and whether you think the fund(s) are suitably diversified across markets/sectors etc. Past performance is no guarantee of future results of course.

dunstonh

Can any one shed some light on how 'Standard Life' Isas have performed in the past?

Standard Life allow investments into most retail investment funds on the market, as most platforms do. So you will need to be more specific as it could be any one of 27,000 investments potentially.

sebastianj

it is a monthly investment of $50 or so, not sure what fund it is.

seb

dunstonh

Look at your statement.

sebastianj

dunstonh, I was thinking about putting away about 50-100 $ every month and have no idea where. Standard life seems like a good bet, but of course there are better one's, regarding charges and over all bonuses if any.
There are so many investors here, I thought they may share their experience.
seb

badger09

sebastianj wrote: »

it is a monthly investment of $50 or so, not sure what fund it is.

seb

This is the crucial bit:cool:

An S&S ISA, whether held with Standard Life or a fund supermarket like Hargreaves Lansdown (others are available ) is simply a tax wrapper for the investments held inside it.

Those investments could be shares, funds, ETFs etc and it is those investments - not the wrapper holding them - which will determine how well your ISA portfolio is performing.

HTH

jimjames

sebastianj wrote: »

dunstonh, I was thinking about putting away about 50-100 $ every month and have no idea where. Standard life seems like a good bet, but of course there are better one's, regarding charges and over all bonuses if any.
There are so many investors here, I thought they may share their experience.
seb

Are you in the UK?

ISAs will only accept payment in pounds sterling so not sure if that was a typo or not

sebastianj wrote: »

it is a monthly investment of $50 or so, not sure what fund it is.

seb

Without knowing the fund it's the same as asking the question "Is this a good car" without any further info.

sebastianj

I am in UK otherwise will not be asking here, my laptop on has $signs, don't know how to change this.
So when I open an ISA account, I will be asked which fund? SS, or what? what is the most popular choice of small investors these days, this is what will help me take the plunge. Not buying a car though.
seb

dunstonh

So when I open an ISA account, I will be asked which fund?

Yes. And most platforms offer between 1000 and 27000 investment options for you to select from.

what is the most popular choice of small investors these days

There isnt. As you can imagine, 27,000 different options can result in a wide spread with no stand out option being right for most people.