tax credit joint claim

machel

Hi all

I am moving in with my partner on April the 6th 2015 and have a question re tax credits.

He claimes income based ESA and DLA,am i right in thinking that both of these are disregarded as income?

I only work 16 hours, am i right in thinking that because he claimes DLA and ESA he is classed as incapacitated and we will be entitled to WTC (as i work over 16 hours) as well as CTC we have one child

I have used entitled to.com and it suggests that his income is all disregarded and as i only earn 10,900 we will get WTC and CTC.

Am i looking at this correctly?

Thanks in advance,

Caz3121

some information here, but as I read it it is only if the person in receipt of DLA is working that the hours requirement is reduced to 16. As part of a couple, if you are the only one working you would need to work 24 hours for WTC
http://www.revenuebenefits.org.uk/tax-credits/guidance/how-do-tax-credits-work/understanding-disability/

nannytone_2

alsi his ESA would be reduced/stopped because your earnings will be taken into account.
even if payment stops he should keep his claim open for NI credits

machel

Really? That's never been suggested on any calculators I have used

nannytone_2

machel wrote: »

Really? That's never been suggested on any calculators I have used

ALL income related benefits are affected by household income.
contributions based benefits are not.
income related benefits have to be claimed as a household ( couple) and so your earnings will reduce or stop income related ESA, dependant on the amount you earn.
there will be a small disregard before benefit is withdrawn penny for penny. ( i think its £20, but may be £10 if the disabled person isn't the one working)

System

Blondebubbles is right http://www.disabilityrightsuk.org/tax-credits-extra-money-due-disability

WTC for couples with children where one of you is disabled or over 60

As outlined in our Factsheet F9 - a guide to tax credits, if you are part of a couple and have children, you must normally work at least 24 hours a week between the two of you with one of you working at least 16 hours a week. But this does not apply, and the 16-hour rule applies instead, if:

you or your partner are working at least 16 hours a week and are either a ‘disabled worker’ or over 60 years old or
you or your partner are working at least 16 hours per week and the other partner is ‘incapacitated’ (for example, getting ESA or DLA), entitled to carer’s allowance, in hospital or in prison.

nannytone_2

An adult is classed as disabled for Working Tax Credit purposes if

• they usually work for 16 hours or more a week
• they have an illness or disability that puts them at a disadvantage in getting a job (see disadvantage test), and
• they meet the qualifying benefit test

the above is from the gov.uk site and describes the heading 'is your partner disabled for the purposes of tax credits

the information is very conflicting/B]

machel

Just checked the esa award letter and he gets contribution based esa not income related. As I understand it he will keep this and his DLA. I have re done the entitled to calculate and included the contribution based esa as income. Still suggests we are entitled to small amount of Wtc but agree it reads differently on different sites
Appreciate all your help and replies.

nannytone_2

just put in a claim. the worst they can do is say no

Icequeen99

blondebubbles wrote: »

That is incorrect. In a couple where one is working 16 hours and the other is disabled, they can claim WTC.

http://www.adviceguide.org.uk/england/benefits_e/benefits_benefits_in_work_or_looking_for_work_ew/benefits_and_tax_credits_for_people_in_work.htm#h_who_can_get_working_tax_credit

The website linked to isn't incorrect. But the person has linked to the wrong part of the text. The disabled person must be the one working to get the disability element (as the website says), but the OP is talking about the rule that allows couples to work 16 hours instead of 24 because one partner is incapacitated.

IQ

Icequeen99

machel wrote: »

Just checked the esa award letter and he gets contribution based esa not income related. As I understand it he will keep this and his DLA. I have re done the entitled to calculate and included the contribution based esa as income. Still suggests we are entitled to small amount of Wtc but agree it reads differently on different sites
Appreciate all your help and replies.

Contribution based counts as income for tax credits. So you will need to add it in.

It doesn't read differently on different sites - it is because people are linking to two different things. You are able to claim WTC by working 16 hours (instead of 24) because your partner is incapacitated. You don't get any extra tax credits because of it, it just means you qualify by working less hours than other couples.

If your partner had been working and disabled, you would have qualified for a disabliity element which would have given you extra WTC.

IQ