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Friday 27th March - What small DFW things will you do today?

ziggy2407
ziggy2407 Posts: 4,107 Forumite
Part of the Furniture 1,000 Posts Photogenic Name Dropper
edited 27 March 2015 at 9:12PM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:money:
Goodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/52


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Comments

  • ziggy2407
    ziggy2407 Posts: 4,107 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Morning All

    foxgloves - hope the lurgy doesn't last too long and that you are soon back on top form

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Feeling extremely flat this week and that reflects in how epicly boring my lists are, think its worry and a touch of guilt taking mum to respite care this weekend for a few weeks at the coast). My little list:

    Packed lunch for DH - Done
    Chase up "Frame" delivery -
    Haircuts for DH & DS -
    Return Library Book -
    Email Virgin and ask when contract up -
    DH to fit new element to top oven -
    Continue purge on Emails -
    Continue purge on FB & Twitter -
    Surveys -
    Check Banks - Done
    Check swapits -
    Enter a few comps -
    All meals from cupboards/fridge/freezer -
    Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
    Read -

    Have a great day, love to you all

    C x
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • DawnW
    DawnW Posts: 7,893 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 27 March 2015 at 8:21PM
    Morning all :)
    Hope you feel better soon Ziggy. Don't feel bad about your Mum's respite care. It will be a break for her as well, and hopefully she will enjoy her 'holiday' at the coast. Been there (my Mum had dementia :(). ((Hugs))

    My list for today:
    Heating off downstairs Kept it off but wood burner lit now :)
    Feed chickens and dog Done, must feed dog again and shut up chickens in a minute
    Sort out and price up some items for my sales unit Done, put a boxful together
    Take items to unit and tidy up Done
    Make marmalade from some unpleasantly sour clementines. Hopefully that will work ok. I will need to buy a bag of sugar for this. I have the fruit cut up and soaking in water as per recipe, I will finish it tomorrow, as the soaking will help soften the peel - it is a bit leathery :eek: It does smell nice though. Got the sugar in poundstretcher for 49p :)
    All meals from stores - leftovers for supper tonight Done
    Yesterday's line dried washing in to airing cupboard Done
    Get some fruit from freezer and cook for breakfasts (I like to have yogurt, fruit and meusli for breakfast) Done, possibly a strange mixture of plums and loganberries
    Hoovering if I get to it Hmm, not very motivated, but I managed the kitchen and bathroom floors

    I am sure I have forgotten something, but will be back to update later :)I keep thinking I should have done something else but can't remember what it was :oI am a bit lazy today :eek:
  • xJOJOx_2
    xJOJOx_2 Posts: 572 Forumite
    Ziggy were all like that from time to time, it will soon pass. At least your still posting daily xx
    Debt Remaing £315 :j
    Breath out the past, Breath in the future
    Big Dreams Start Small
  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 27 March 2015 at 5:58PM
    Morning folks!


    Thanks to ziggy for starting us off. Don't feel guilty about your mum. Respite is to allow both of you to recharge and be on top form. You will be able to care for her better if you're well :)


    Foxgloves - big hugs. I hope the universe starts righting itself soon!


    It's a gorgeous day here again.
    I had to work til gone 8 last night (boo hoo me!). I'm just HOPING that the boat won't need anything from me tonight!


    Small list:
    • B/L from stores. Possibly dinner out
    • Still eating the giant cake in work. om nom nom
    • Charge phone in work
    • Overtime? Who knows!
    • Tend to seedlings
    • OH may need new jeans for gigging. His band want him to wear SKINNY JEANS! I think not!. My OH is relatively short (5' 8") and quite stocky. He is very broad shouldered and broad chested. He also has a bit of a tummy. I cannot see skinny jeans being a look for him. Hopefully he will look such a travesty that we won't have to buy them! :D
    Very small list but may add more. Bit of an average day I think!

    Oh - some good news, OH has got his new painkillers. I hope they help him!

    All the best


    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • 1HANNAH
    1HANNAH Posts: 855 Forumite
    edited 27 March 2015 at 1:18PM
    Thanks for starting us off Ziggy & sorry to hear that you're feeling flat xxx


    Its Friday again..yay!!


    Todays/week plan
    * Read a chapter of my book thats been on the bedside table 1yr+ :) nearly done!
    * Boys to school breakfast club :)
    * Fill water bottle at gym :)
    * Shower @ the gym, use their water/elec :) also used up another sample pot of shampoo :)
    * Check Sun perks :)
    * Check FPL :)
    * Check TCB :) cashback has tracked for 1 of car insurances :j
    * Check Quidco :) nothing doing...
    * Check emails for survey opportunity's :) nothing doing :(
    * Check Banking/update spreadsheets :)
    * Do some Swagbucks
    * All meals from stores
    * Breakfast smoothie to use up son's half leftover banana! :)
    * Continue unsubscribing from junk emails :)
    * Heating off until tomorrow morning :)
    * Mend eldests onesie as it has a hole in the pocket -
    * Stich picatcho back together as he's losing his belly (kids soft toy)
    * Stich cushion
    * washing is out :)
    * Check insurance policies


    Hubby off work from Tuesday next week so going to do some food prep for the freezer ready for next week
    * beef casserole in sc :)
    * Chicken curry in sc (will do this shortly) I have 2 SC's!! :o:)
    * Make a spag bol :)
    * See what else I can make in advance - found a pack of prawns in fridge, a bit of coconut oil, garlic, chilli and spinach on toast - omg was totally lush! :)
    * Butternut squash & tomato soup on the hob :)
    * prepped veggies ready for sunday lunch :) (kids have karate gradings over the weekend so the prep will come in handy!)


    Usual tidy round etc too x


    Have a good day all x
    Following :money: to keep us debt free :j
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1. Checked online banking
    2. Paid £10 extra off credit card
    3. Surveys
    4. Watered veggies in greenhouse
    5. NSD
    6. Free postcode lottery
    7. Been for walk (operation bust that gut:rotfl:)
    8. Meals from stores
    9. Watch tv recorded in week
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • have lots to do today:

    1. Pay credit card
    2. Sort out banking statements
    3. Ironing
    4. Water plant pots
    5. Join lottery syndicate to make some money
    6. Walk the dog
    7. Do online food shopping
    8. Eat some chocolate - I deserve a reward :D
    9. Cook family dinner
    10. Washing up
  • have lots to do today:

    1. Pay credit card
    2. Sort out banking statements
    3. Ironing
    4. Water plant pots
    5. Join lottery syndicate to make some money
    6. Walk the dog
    7. Do online food shopping
    8. Eat some chocolate - I deserve a reward :D
    9. Cook family dinner
    10. Washing up
  • DD265
    DD265 Posts: 2,247 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    Hi all

    WFH today so catching up on a few other bits too.

    Got a new debit card through so updating Quidco/Amazon/PayPal with the details. I also need to update a direct debit but may not be in time for that to take effect until May's payment.

    I made my secondary bank account joint between OH and I, and currently the horse's rent and insurance come out of there in addition to the account fee (which pays for my breakdown, travel insurance, phone insurance etc). I want to move the horse's transactions to my main bank account just to make keeping track easier.
  • milliemummy
    milliemummy Posts: 150 Forumite
    (((Ziggy))) Don't worry, your mum will be well cared for. You need a recharge as well now and again. Been there and I know how hard it is not to worry, but you do need a break every so often.

    Today's little list:

    Walk up and down to work
    Feed birds on way to work
    Post little gift to friend who is having a bad time
    B/L/D from stores...DS1 is cooking tonight, so I get a break from that
    Check bank
    Check one poll, etc
    Found a fiver by the trolleys outside waitrose, yay!
    Continue decluttering.
    Hoover

    Think that's it for today.

    Have a good day, everyone.
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