Hiring a car from a friend

xanthus

A friend (here in Italy) has very kindly offered to lend me his car for three weeks while he's away. I will be covered by his insurance. I have an annual car excess insurance (taken out in the UK). I was wondering if he rented me his car for a nominal amount (say 1 euro a day) then if I was unfortunate enough to have an accident, I could claim any excess on his insurance against my excess insurance.

Odd request I know, but I wondered if anyone had any thoughts/experiences or insights that might be useful?

Andrew

Car_54

It wouldn't work in the UK, as policies here normally expressly exclude use of the car for hire.

It may be different in Italy, but I doubt it.

xanthus

Ah - that was an angle I admit that I hadn't thought of - that's to say the restrictions on the existing policy of the car. Good point, thanks!

rs65

Mine only applies if the vehicle is hired from a Rental Company, which is defined as

Rental Company
A company or agency which is fully licensed with the regulatory authority of the country, state or local authority where the Rental Vehicle is collected

xanthus

Good point. It seems like a bit of a non starter as an idea - but it was at least worth thinking about. Thanks for the info.

Andrew