Joint State pension

sheramber

While that link gives details of the eligibility based on a spouse's record it does not say it is a joint pension.

Pollycat

shackman wrote: »

I'm not. Fascinatingly, the UK state pension covers (drum roll and loud music) the entire UK.

Then don't post links to Northern Ireland websites then.

Or did you think 'NI' stood for 'National Insurance'? :rotfl:

If I want to know anything about pensions etc, I check the Gov.UK website - not a Northern Ireland website.

As you've already been told by sherambler, the link you've provided does not mention 'joint pension'.

Married or in a civil partnership
If you’re not eligible for a basic State Pension or not getting the full amount, you might be able to qualify or ‘top up’ to £67.80 per week through your spouse’s or civil partner’s National Insurance contributions if:

• you’ve both reached State Pension age
• your spouse or civil partner qualifies for some basic State Pension (even if they haven’t claimed it)
• your spouse or civil partner was born on or after 6 April 1950 (this rule doesn’t apply to you if you’re a woman married to a man, or a woman married to a woman who legally changed their gender after your marriage began)

You do this through claiming your State Pension.

I may be an obnoxious little oik but at least I can read. :rotfl:

atush

shackman wrote: »

http://www.nidirect.gov.uk/state-pension-and-pension-credit-rate-how-much-can-you-get

and where does it say there is a married pension?

DesG

Pollycat wrote: »

Then don't post links to Northern Ireland websites then.


If I want to know anything about pensions etc, I check the Gov.UK website - not a Northern Ireland website.

Might be worth putting your glasses on

littlerock

well the which site says "The basic state pension is worth £113.10 a week for a single person in 2014/15 (or £5,881 a year).

If you’re married, and both you and your partner have built up state pension, you’ll get double this amount – so £226.20 a week. But if your partner has not built up their own state pension, they'll still be able to claim a state pension based on your record. "

My b-i-l lived abroad for many years and came back to UK to retire ten years ago. He had no pension contributions (no contributions to UK system since he was 20) so claims I assume social security and gets £226.20 per week for him and his wife.

In practice I am not sure how this works as she is a good deal younger than him (early 50s) and also a foreign national but he seems to be able to get a married couple's pension for them both.

noh

littlerock wrote: »

well the which site says "The basic state pension is worth £113.10 a week for a single person in 2014/15 (or £5,881 a year).

If you’re married, and both you and your partner have built up state pension, you’ll get double this amount – so £226.20 a week. But if your partner has not built up their own state pension, they'll still be able to claim a state pension based on your record. "

My b-i-l lived abroad for many years and came back to UK to retire ten years ago. He had no pension contributions (no contributions to UK system since he was 20) so claims I assume social security and gets £226.20 per week for him and his wife.

In practice I am not sure how this works as she is a good deal younger than him (early 50s) and also a foreign national but he seems to be able to get a married couple's pension for them both.

There is no such thing as a married couples pension as has already been stated several times.

xylophone

I notice that the latest MSE guide

http://www.moneysavingexpert.com/news/protect/2015/03/11-ways-to-beat-new-tax-year-changes-act-now-and-you-can-gain-1000s?_ga=1.157674749.632060106.1405012823

refers to "the joint pension".....

"The basic single state pension rises to £115.95/week and the joint pension is up £4.55 to £185.45/week."

xylophone

And

https://www.parliament.uk/briefing-papers/sn07054.pdf


2015 Benefit Uprating
Standard Note: SN07054
Last updated: 22 December 2014
Author: Roderick McInnes
Section Social and General Statistics

says

"2 Social security benefit rates
2.1 State Pension
For 2015/16 the basic state retirement pension has been increased by 2.5% in line with the Government’s “triple guarantee”, which from 2012/13 onwards has ensured that the basic state pension increases by the highest of the increase in earnings, price inflation as
measured by the CPI or 2.5%.

This results in the single rate rising by £2.85 per week (from £113.10 to £115.95) and the married rate by £4.55 per week (from £180.90 to £185.45)."

Some excuse for the OP's confusion?

missbiggles1

littlerock wrote: »

well the which site says "The basic state pension is worth £113.10 a week for a single person in 2014/15 (or £5,881 a year).

If you’re married, and both you and your partner have built up state pension, you’ll get double this amount – so £226.20 a week. But if your partner has not built up their own state pension, they'll still be able to claim a state pension based on your record. "

My b-i-l lived abroad for many years and came back to UK to retire ten years ago. He had no pension contributions (no contributions to UK system since he was 20) so claims I assume social security and gets £226.20 per week for him and his wife.

In practice I am not sure how this works as she is a good deal younger than him (early 50s) and also a foreign national but he seems to be able to get a married couple's pension for them both.

£226.50 is the couple's rate for Pension Credit, not for the SRP. As your BIL is of pension age he can include his wife on the claim, even if she hasn't yet reached this age yet.

margaretclare

missbiggles1 wrote: »

£226.50 is the couple's rate for Pension Credit, not for the SRP. As your BIL is of pension age he can include his wife on the claim, even if she hasn't yet reached this age yet.

Yes, it's completely different for non-contributory means-tested benefits. What I assumed we were all talking about was state retirement pension for a person who had paid the necessary National Insurance contributions over a working lifetime.