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Get parents to drive uninsured car while travelling

13

Comments

  • facade
    facade Posts: 7,683 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    !!!!!! wrote: »
    Police will only stop an uninsured vehicle due to a ping for no insurance. If the driver is found to have valid insurance via his DOC then there is no offence that the police will charge you for.

    In The Olden Days they would have "charged" you with failure to display a valid tax disc.

    Since we don't have them any more, they likely pass the details to Swansea to issue the "fine" for no valid tax.


    (I was told that my out of date tax disc still renders me liable to prosecution for displaying an invalid disc, but I thought the offence was failure to display a valid one which is now defunct, no doubt I will find out one day)
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • Iceweasel
    Iceweasel Posts: 4,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Just for clarification.

    I agree that a SORNed car can be driven to/from and MOT test station it is booked into.

    But I don't think that a SORNed uninsured car can be driven on the road at all under any circumstances.
  • System
    System Posts: 178,365 Community Admin
    10,000 Posts Photogenic Name Dropper
    facade wrote: »
    In The Olden Days they would have "charged" you with failure to display a valid tax disc..
    What's that got to do with insurance. The only dependency is that the car must be insured to initially get VED, the same as there is a valid MOT on that day if required. Lack of either does not then nullify the VED
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,365 Community Admin
    10,000 Posts Photogenic Name Dropper
    Iceweasel wrote: »
    Just for clarification.

    I agree that a SORNed car can be driven to/from and MOT test station it is booked into.

    But I don't think that a SORNed uninsured car can be driven on the road at all under any circumstances.
    Correct. SORN voids the VED.

    However no driving offence is committed if you are stopped while driving a taxed, unsorned, uninsured vehicle using DOC if it allows the vehicle to be uninsured in its own right as mine does. This was the original question

    The registered keeper however is liable to have the DVLA on their back due to CIE
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Iceweasel wrote: »
    But I don't think that a SORNed uninsured car can be driven on the road at all under any circumstances.
    When you say "uninsured", do you mean a car without a MID entry because there's no policy explicitly covering it, but for which the driver holds a policy which does cover him to drive it - or do you mean a car that's just completely uninsured?
  • Iceweasel
    Iceweasel Posts: 4,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I was meaning a completely uninsured vehicle - as I had a year or 2 ago when the MOT expired on a SORNed camper, on which I had suspended the policy.

    To get it back on the road legally, I first insured it, then MOTed it, then taxed it.

    I now keep it insured all year round - Fire & Theft only over the winter when it's SORNed and parked off-road at the side of my house.

    You cant have a taxed vehicle that is uninsured - but you can have an insured vehicle that is untaxed but SORNed.
  • facade
    facade Posts: 7,683 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    !!!!!! wrote: »
    What's that got to do with insurance. The only dependency is that the car must be insured to initially get VED, the same as there is a valid MOT on that day if required. Lack of either does not then nullify the VED

    Nothing.

    They would pull you for no insurance on a PNC check as you drive past..
    You would cockily wave a bit of paper relating to another car that provides DOC cover on this one.

    There would then be a gnashing of teeth as they won't be able to seize this one as uninsured.

    The reg keeper of this one is now liable for either breaching SORN or defaulting on continuous insurance depending on whether SORN is declared or not.

    No doubt they would dob you in to Swansea (I would if I'd stopped you but couldn't nick you for anything ;))

    You must either insure a vehicle OR declare it SORN, you can't just let the insurance run out.
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • Spicy_McHaggis
    Spicy_McHaggis Posts: 1,314 Forumite
    facade wrote: »
    Nothing.

    They would pull you for no insurance on a PNC check as you drive past..
    You would cockily wave a bit of paper relating to another car that provides DOC cover on this one.

    There would then be a gnashing of teeth as they won't be able to seize this one as uninsured.

    The reg keeper of this one is now liable for either breaching SORN or defaulting on continuous insurance depending on whether SORN is declared or not.

    No doubt they would dob you in to Swansea (I would if I'd stopped you but couldn't nick you for anything ;))

    You must either insure a vehicle OR declare it SORN, you can't just let the insurance run out.

    You'd have them for no tax.
  • System
    System Posts: 178,365 Community Admin
    10,000 Posts Photogenic Name Dropper
    You'd have them for no tax.
    Tax is valid. It is not dependant on any other requirement. The vehicle is not SORN'd
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,365 Community Admin
    10,000 Posts Photogenic Name Dropper
    facade wrote: »
    Nothing.

    They would pull you for no insurance on a PNC check as you drive past..
    You would cockily wave a bit of paper relating to another car that provides DOC cover on this one.

    There would then be a gnashing of teeth as they won't be able to seize this one as uninsured.

    The reg keeper of this one is now liable for either breaching SORN or defaulting on continuous insurance depending on whether SORN is declared or not.

    No doubt they would dob you in to Swansea (I would if I'd stopped you but couldn't nick you for anything ;))

    You must either insure a vehicle OR declare it SORN, you can't just let the insurance run out.
    Swansea would pick it up at some point anyway. That is the keeper's risk for allowing the vehicle to be used but the driver is totally in the clear
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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