FORD FOCUS 2001 LX : Breakdown Cover with garage and parts Required?

mailsmsi

Hi
My Car Ford Focus 2001


Has breakdown cover with garage and parts support required?

Please advice me RAC and AA advantage and disadvantage.

As a old car, labour and parts how helpful for me because I need to pay garage for repair ,if I do not have insurance?

motorguy

Hi, you might find this useful


http://www.moneysavingexpert.com/car-insurance/breakdown-cover

forgotmyname

The issue is that on a 14 year old car there wont be much that is not excluded due to wear and tear.

Keep it properly serviced and cross your fingers nothing unexpected happens. The cost of a used warranty will probably be close to the cost of buying another car.

mcjordi

on an older car its not worth it.. most of the stuff would be excluded due to wear and tear..
worst case you can pick up and engine and box for these focus' fairly cheap anyway.

arcon5

I wish, i'd take it out on my car then let it breakdown everytime it needs a repair.

Breakdown cover doesn't work like that, some policies will cover premature failures, but certainly not general wear - which most things on the mk1 focus will be attributed to by now

xHannahx

The AA cover isn't worth it on older cars, and their partner garages will rinse you for any extras they could.
I had the cover, the AA man towed me to their partner garage, who wouldn't repair without charging me £80 for their diagnosis even though the AA man told them what was wrong.
In the end I said to the AA man to take me to a local garage I knew well, and the repair cost less than the diagnosis plus AA excess.

AdrianC

It's very simple. The provider of the policy aims to make a profit. They do that in one way only - by paying out less than they receive - and the money they pay out includes their admin costs, salaries, marketing costs, tax - as well as paying claims.

So - with that in mind, why do you think you'll be the exception that'll end up quids ahead?

Hintza

OP what you are attempting is also fraudulent.

AdrianC

Hintza wrote: »

OP what you are attempting is also fraudulent.

I don't think it is - from filling in the gaps in the OP's English, I think they're just trying to reduce the costs of running an older car, and are worried about the potential for large bills, rather than knowing one is imminent and wanting to reduce it.