Have I definitely been accepted for a RBS Current Account ?

AlisonGray

Quick question....

I have 2 RBS Accounts (1 Current and 1 Savings account), I wanted an additional account to keep everything else separate and for bills etc.

I applied on line using my customer number and password etc for a Select account and was accepted and told I was also eligible for other accounts, Silver Platinum etc but I went for just the select account, I did not want a overdraft limit but choose a cheque book.

I was told I would be sent some paperwork to sign and return.

Does this mean I have definitely been accepted ?, as I have heard of RBS opening and then closing accounts, although I am not sure if it makes a difference with me already holding accounts with them ?.

What do you think ?.

Paul_1977

You have been accepted but I think you have to wait a few weeks to be sure they really have accepted you.

As you already hold accounts I would think you should be fine.

Ed-1

AlisonGray wrote: »

Quick question....

I have 2 RBS Accounts (1 Current and 1 Savings account), I wanted an additional account to keep everything else separate and for bills etc.

I applied on line using my customer number and password etc for a Select account and was accepted and told I was also eligible for other accounts, Silver Platinum etc but I went for just the select account, I did not want a overdraft limit but choose a cheque book.

I was told I would be sent some paperwork to sign and return.

Does this mean I have definitely been accepted ?, as I have heard of RBS opening and then closing accounts, although I am not sure if it makes a difference with me already holding accounts with them ?.

What do you think ?.

As with all current account applications (but especially those applied for online), preliminary credit checks are made to give an accept/decline/refer decision. If you are accepted the account is likely to be opened, but ongoing checks are then made (called stage 2 credit checking) and it is at this stage that they can then decide to close your account.

Ryan101

AlisonGray wrote: »

Quick question....

I have 2 RBS Accounts (1 Current and 1 Savings account), I wanted an additional account to keep everything else separate and for bills etc.

I applied on line using my customer number and password etc for a Select account and was accepted and told I was also eligible for other accounts, Silver Platinum etc but I went for just the select account, I did not want a overdraft limit but choose a cheque book.

I was told I would be sent some paperwork to sign and return.

Does this mean I have definitely been accepted ?, as I have heard of RBS opening and then closing accounts, although I am not sure if it makes a difference with me already holding accounts with them ?.

What do you think ?.

I would have thought if you were already a customer then you would be fine, but I have heard of something called AVU with RBS so I am not really sure.

I am sure that someone from RBS could advise on this.

stclair

Existing customers are generally fine.

solentsusie

I was an existing customer and the account was opened immediately online no problems.